Chad Willardson

Allen Drake is the sole advisor at Royale Investment Advisor LLC, an independent firm based in Lake Mathews, CA. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to founding Royale in 2006, he has worked at UPS since 1988. In addition to advisory services, he sells life, health, and disability insurance to support clients' financial plans. Royale Investment Advisor LLC provides asset management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs a long-term buy-and-hold investment approach while maintaining flexibility for shorter-term trades and manages most assets on a non-discretionary basis, requiring client approval for transactions.

Richard Seapy is a financial advisor at Glacier Point Advisors, LLC, holding Series 63 and Series 65 designations with 17 years of industry experience. He has been with Glacier Point Advisors since 2015. Glacier Point Advisors provides discretionary portfolio management through separately managed accounts to individuals, families, and various institutional and nonprofit clients. The firm employs fundamental, technical, and cyclical analysis to deliver client-specific strategies ranging from conservative income to speculative growth, including the use of long and short equity positions, options, margin, and ETFs.

Erik Halvorsen is a Series 65-licensed financial advisor with 12 years of industry experience. He has been the CEO of My Advisors, LLC since 2012, where he also provides non-investment-related management and education advising outside of trading hours. My Advisors, LLC is a state-registered investment adviser serving individuals, families, trusts, and institutional clients with non-discretionary investment management. The firm specializes in globally diversified, low-cost index portfolios using a Multi-Factor framework and primarily invests in passively managed mutual funds and ETFs.

Tu Tran is a CFP®-designated financial advisor with 27 years of industry experience. He is the founder and principal of Crosspoint Financial, LLC, where he has worked since 2017, and he previously worked at Ameriprise Financial Services, Inc. from 2005 to 2017. Tran is also affiliated with Alexander Capital, LP and Purshe Kaplan Sterling Investments. Crosspoint Financial, LLC provides asset management, financial planning, and retirement plan consulting to individual investors, including high-net-worth clients, and employer-sponsored plans. The firm manages $138.4 million in discretionary assets and serves 264 client relationships, using a broad investment toolkit and a fiduciary advisory approach.

Narriman Haddad Diep is a financial advisor at Value Resources Financial Group, LLC with three years of industry experience. She holds a Series 65 designation and is also the owner of a CPA tax advisory firm, Value Resources CPAs P.C., which she has been involved with since 2011. Value Resources Financial Group, LLC provides portfolio management, pension plan consulting, and financial planning services to individuals, high-net-worth clients, and pension and profit-sharing plans. The firm employs a range of investment methods and acts as a fiduciary for retirement accounts, focusing primarily on consulting and non-discretionary advisory services.

Casey Grigg is a CFA® charterholder with 21 years of industry experience and has been the principal advisor at Callidus Capital Partners LLC since 2006. He serves as a full-time, tenured finance faculty member at Los Angeles Pierce College and has also taught finance courses as an adjunct at California State University, Northridge. Callidus Capital Partners LLC provides discretionary portfolio management and investment advice to a variety of private clients, including individuals, families, trusts, and charitable organizations, typically managing accounts with a minimum of $100,000. The firm employs an individualized, long-term investment approach supplemented by fundamental and technical analysis and manages approximately $31 million in client assets as of January 2025.