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Chris Michael Christensen

Advisor at UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner — Bandera, TX

Updated today

Credentials

Series 65, Series 63

Experience

30 years

Location

Bandera, TX

UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner logo

UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Enterprise

Total advisors

365

Across 204 offices

Clients per advisor

82 High

Avg AUM per client

$410,135 Typical

HNW client ratio

16% Typical

About

Chris Christensen is a financial advisor with United Planners' Financial Services of America, holding Series 65 and Series 63 credentials and bringing 30 years of industry experience. He has served in various roles including president of Christensen Financial Services Inc. since 2003 and vice president of sales at Jaco Roofing & Construction Inc. since 2015. Christensen is also owner of Hicks Creek Cattle Co., reflecting interests outside the financial sector. United Planners Financial Services is a national wealth-management enterprise serving a broad client base including individual investors, retirement plans, corporations, and institutional clients. The firm supports its advisors through a limited-partnership ownership structure and provides both advisory and brokerage services using multiple custodians and third-party managers.

Client services

Based on UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Based on UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Retirement income strategy Social Security optimization Cash flow / budgeting Wealth management

Occupation focus

Based on UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Founder/Business Owner Retired Executive

Demographic focus

Based on UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Established Professionals

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Fee options

Fixed

Financial Planning/Consulting Fees may be fixed (flat) fees; negotiated individually.

Percentage

$0+: Advisory Fee negotiated individually, up to 3.0% annually maximum $0+: Pershing Program Fee (tiered): ranges 0.19% to 0.05% depending on size; minimum $125/year billed quarterly $0+: TPC Admin Fee: $8 per account per month $0+: Pershing UPlan Program Fee (tiered): 0.19% to 0.05% with $125 annual minimum $0+: Pershing UPlan II Program Fee (tiered): 0.12% to 0.05% with $125 annual minimum $0+: Pershing DIY Program Fee (tiered): 0.19% to 0.05% with $125 annual minimum

Commissions

Commission-based products available through BD capacity; commissions vary by product.

Project-based

Financial Planning/Consulting Fees may be hourly; negotiated individually.

Other

Account minimum: $10,000 for some account types; $25,000 for others; $100,000 for others; varies by account type and custodian; exceptions may be granted case-by-case Fee-only: Financial Planning/Consulting Fees can be fixed or hourly; negotiated individually; can be one-time or ongoing; initial deposit up to half of fee may be requested.

Location

See office

Bandera, TX

Bandera TX

Advisors at this office

1

Most active in

Texas

Work history

30 years of industry experience

Hicks Creek Cattle Co

2020 - Present • 6 years

Angleton, TX

United Planners' Financial Services of America

2017 - Present • 9 years

Scottsdale, AZ

Trilogy Wealth Management

2017 - 2023 • 6 years

Angleton, TX

Rental Property

2016 - 2026 • 10 years

Angleton, TX

Jaco Roofing & construction Inc

2015 - Present • 11 years

Angleton, TX

Oakwell Private Wealth Management

2015 - 2017 • 2 years

San Antonio, TX

chris & kathryn christensen

2007 - 2025 • 18 years

Angleton, TX

Christensen Financial Services Inc

2003 - Present • 23 years

Angleton, TX

Christensen Financial Services Inc

2003 - Present • 23 years

Angleton, TX

Christensen Financial Services Inc

2003 - Present • 23 years

Angleton, TX

Chris M Christensen

2003 - Present • 23 years

Angleton, TX

Christensen Financial Services, Inc.

2003 - 2017 • 14 years

Angleton, TX

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Polly P

Series 65

Medina, TX

Freestate Advisors LLC

Polly Peters is a financial advisor at Freestate Advisors LLC with 29 years of industry experience. She holds a Series 65 designation and has been with Freestate Advisors since 2010. Outside of her advisory role, she is a member of Ingenios LLC, an oil company focused on new technology. Freestate Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, endowments, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm’s investment approach centers on research-driven asset allocation and portfolio construction using proprietary economic and risk models, with strategies implemented primarily through ETFs and model portfolios.

Wealth management Passive / index investing
user avatar

Emily P

Series 66

Bandera, TX

First Command Advisory Services

Emily Palmer is a financial advisor with First Command Advisory Services, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes roles at Morgan Stanley, TIAA-CREF, and Scottrade Investment Management. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, with investment management conducted through a centralized team that selects model portfolios and third-party managers from approved universes.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals

Jason N

Series 66

Boerne, TX

Edward Jones

Jason Null is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is noted for its extensive retail advisor and branch network, affiliated mutual funds, and trust services.

Retirement income strategy Business ownership considerations Business exit / sale strategy Divorce financial planning Founder/Business Owner
user avatar

Marlena A

Series 63, Series 66

Bandera, TX

LPL Financial

Marlena Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked at firms including Next Financial Group, Brighthouse Financial, and American General Life Insurance. Outside of her advisory work, Anderson serves as president of the Bandera Country A&M Club, where she coordinates and plans scholarship fundraising events. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with diverse model portfolios and research resources.

College savings (529s, UTMA, etc.)
user avatar

Anthony G

Series 63

Tarpley, TX

OSAIC

Anthony Gregory is a financial advisor with OSAIC, holding a Series 63 designation and 35 years of industry experience. He has worked with Royal Alliance since 2007 and has been involved with various insurance companies since 2004. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services such as brokerage and investment advisory, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive

Anthony F

CFP®, Series 66

Bandera, TX

Edward Jones

Anthony Ferragamo is a CFP® and Series 66-licensed financial advisor with Edward Jones in Bandera, TX, where he has worked since 2009. He has 18 years of industry experience. Outside of his advisory work, he is a silent partner in a coaching business called The Emotional Aid. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Retirement income strategy General retirement planning Wealth management Charitable giving & philanthropy Oil & Gas Religious/faith focused
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