Christina Marie Light

David Martula is a CFP® professional with 21 years of industry experience. He has been the sole advisor at Fee-Only Financial Planning since 1991. Fee-Only Financial Planning serves individual clients, including high-net-worth households, by providing financial planning and discretionary portfolio management. The firm emphasizes a low-cost, buy-and-hold investment approach using no-load mutual funds, tailoring recommendations to clients’ goals and life stages.

Edward Wall is the owner and sole advisor at Pioneer Financial, Inc. in South Hadley, MA, with 20 years of industry experience. He holds the Series 66 designation and has been with Pioneer Financial since 2004. In addition to investment advisory services, he provides tax preparation and accounting through his firm. Pioneer Financial, Inc. offers discretionary portfolio management primarily for individual investors and non-profit organizations, combining investment advisory services with tax preparation and insurance activities. The firm employs a goal-oriented approach using fundamental analysis, ongoing monitoring, and monthly account reviews.

John Estrella is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Able Financial Planning, Inc. in West Brookfield, MA. He has led Able Financial Planning since 2016 and also has a background in mortgage brokerage, having served as president of Able Mortgage Inc. He is involved in mortgage financing and tax preparation activities through affiliated entities. Able Financial Planning provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and institutional clients including pension and profit-sharing plans, foundations, and corporations. The firm offers customized portfolio management and comprehensive written financial plans, employing various analytical methods and ongoing portfolio reviews tailored to client goals and risk profiles.

Francis Collins is a financial advisor at Beacon Investment Advisers, LLC with 21 years of industry experience. He has managed Beacon Investment Advisers since 1999 and has operated his own law firm, Francis E. Collins, P.C., since 1973. In addition to his advisory work, he maintains a legal practice and is a licensed real estate broker. Beacon Investment Advisers provides discretionary portfolio management and financial planning primarily for individual investors, trusts, and IRAs. The firm integrates investment services with legal and real estate expertise, focusing on long-term equity selection and balance-sheet analysis while offering tax preparation and accommodating client investment preferences.

Megan Donnelly is a CFP®, ChFC®, and Series 63-registered financial advisor with 14 years of industry experience. She is the sole advisor at Quabbin Advisors, an independent firm she has been with since 2012. Quabbin Advisors provides fee-only financial planning and investment advisory services to individuals, families, nonprofit organizations, and businesses. The firm emphasizes a largely non-discretionary approach to client assets, focusing on long-term, fundamental buy-and-hold strategies with low-fee mutual funds and ETFs, and maintains regular portfolio reviews following planning engagements.

Pamela Desjardins is a financial advisor at Strategic Planning Associates with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Elite Investment Team, LLC. In addition to advisory services, she is involved in the sale of life and health insurance, long-term care insurance, and fixed annuities. Strategic Planning Associates offers financial planning and discretionary portfolio management to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm creates customized asset-allocation models implemented on a discretionary basis, with accounts custodied through Charles Schwab Institutional and reviewed annually or as needed.