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Clifford Fowler Jr.

Advisor at Life Advisors Financial Planning and Wealth Management, LLC

Updated today

Location

Munfordville, KY 42765

Credentials

PFS™

Industry experience

16 years

About

Clifford Fowler is a Personal Financial Specialist (PFS™) with 16 years of experience at Life Advisors Financial Planning and Wealth Management, LLC. He is also a certified public accountant and managing partner at Fowler Durham CPAs & Advisors, PLLC, where he has been involved since 2002, currently serving in a part-time administrative capacity. Additionally, he manages Green River Accounting & Tax Solutions, a tax preparation firm. Life Advisors Financial Planning and Wealth Management is a small, two-advisor supported firm serving individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a buy-and-hold investment approach grounded in Modern Portfolio Theory, focusing on strategic asset allocation with portfolios primarily composed of low-cost mutual funds and active ETFs.

Client services

Based on Life Advisors Financial Planning and Wealth Management, LLC

Financial planning Portfolio management Preparation of tax returns

Expertise

Based on Life Advisors Financial Planning and Wealth Management, LLC

General retirement planning Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Cash flow / budgeting Income planning

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Fee options

Fixed

Typically ranges from $500 to $7,500 depending on client circumstances

Percentage

$0 - $50,000: 2% $50,001 - $250,000: 1.25% $250,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.40%

Project-based

$125 to $225 per hour depending on nature and complexity

Other

Fee-only: Hourly fees ranging from $125 to $225 per hour; Fixed fees ranging from $500 to $7,500 depending on client circumstances

Location

110 East Union Street

Munfordville, KY 42765

Most active in

Kentucky

Work history

Green River Accounting & Tax Solutions LLC d/b/a Green River CPA

2020 - Present (6 years)

Life Advisors Financial Planning and Wealth Management, LLC

2008 - Present (18 years)

Fowler Durham CPA's & Advisors, PLLC

2002 - Present (24 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Synthia D

PFS™, Series 65

Munfordville, KY

Life Advisors Financial Planning and Wealth Management, LLC

Synthia Durham is a financial advisor at Life Advisors Financial Planning and Wealth Management, LLC with 17 years of industry experience. She holds the PFS™ and Series 65 credentials and has worked in accounting and financial planning since 2002. In addition to her advisory role, she manages Hart County Hardwoods, a manufacturing business where she serves as an accountant. Life Advisors Financial Planning and Wealth Management is a small firm serving individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a buy-and-hold investment approach based on Modern Portfolio Theory, utilizing primarily low-cost mutual funds and active ETFs, with portfolios documented by written investment policies and regularly reviewed.

General retirement planning Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Cash flow / budgeting Income planning

Melody C

CFP®, Series 63, Series 66

Munfordville, KY

Edward Jones

Melody Chaney is a financial advisor with Edward Jones in Munfordville, KY, holding the CFP® designation and Series 63 and 66 licenses, with 24 years of industry experience. She has been with Edward Jones since 2001. Chaney serves as the chairperson of Munfordville Tourism, where she helps allocate revenue for local tourism projects and events. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Retirement income strategy General retirement planning Business ownership considerations Business succession planning Multi-generational wealth transfer Founder/Business Owner Intergenerational Families

John T

Series 66

Munfordville, KY

Edward Jones

John Trousdale is a financial advisor at Edward Jones in Munfordville, KY, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at T. Marzetti and Newly Weds Food and spent 27 years at Hollander Sleep Products. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

Ethan M

Series 66

Munfordville, KY

Edward Jones

Ethan Moore is a Series 66-registered financial advisor with Edward Jones, based in Munfordville, KY, and has 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, Moore coaches a 7th grade basketball team for Hart County Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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