Cody Schnipke

Adam Bray is a CFP® and holds a Series 66 license with 14 years of industry experience. He is currently with YSB Wealth Management and previously worked at OSAIC and Bishoff Financial Group, where he served as Chief Investment Officer. Outside of his advisory role, Bray has been involved in independent insurance agency activities and has held leadership positions managing investment teams. YSB Wealth Management, established in 2026, provides wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a goal-based, personalized investment approach using strategic allocation profiles that combine passive and active strategies to manage risk and volatility.

Sarah Yount is a ChFC® credentialed financial advisor with over 14 years of experience in the industry. She has worked at Roble Belko & Company for 10 years, followed by four years at Bishoff Financial Group before joining YSB Wealth Management in 2026. YSB Wealth Management is a recently formed investment adviser serving individuals, high-net-worth clients, and corporations. The firm uses a goal-based, personalized investment approach that combines passive and active strategies to manage volatility and risk, offering discretionary portfolio management across various asset classes.

Bernard Nienberg is a financial advisor with Royal Fund Management, LLC, holding the ChFC® designation and Series 63 license, and has 41 years of industry experience. His career includes roles at Royal Alliance Associates and First Independent Advisory Services. Outside of advisory work, he owns and operates insurance agencies focused on life, accident, and health insurance products. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies tailored to clients’ risk tolerances and offers specialized services such as options writing and access to select non-traded REITs.

Mindy Vance is a financial advisor with The Huntington Investment Company, holding a Series 66 designation and 18 years of industry experience. She has been with The Huntington Investment Company since 2007. The Huntington Investment Company, operating as Huntington Financial Advisors, serves individual, charitable, corporate, and retirement clients through advisory and wrap-fee programs. The firm manages approximately $6.3 billion in assets across tens of thousands of client accounts and utilizes an open-architecture, model-driven platform combining third-party and proprietary investment models.

James Smith is a financial advisor with Lincoln Investment, holding a Series 63 designation and bringing 25 years of industry experience. He has worked at Lincoln Investment since 2012 and has been associated with Capital Analysts Incorporated since 2000. Outside of his advisory role, Smith serves as the mayor of Fort Jennings, Ohio, and is president and sole owner of Commercial Tax Records, Inc., a tax preparation and bookkeeping business. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other registered investment advisers, offering a range of services including financial planning, advisor-managed portfolios, and access to third-party managers.

Clara Hanf is a financial advisor with Raymond James Financial in Delphos, Ohio, holding a Series 66 designation and 27 years of industry experience. She has been with Raymond James Financial Services, Inc. since 1998 and with Raymond James Financial since 2009. In addition to her advisory role, she works as an independent contractor preparing tax returns for Hellman Nomina CPA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing firm research and asset-allocation analysis to develop tailored recommendations while maintaining client decision authority.