YSB Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
YSB Wealth Management, LLC is a fee-only registered investment adviser that offers wealth management and financial planning to individuals, high-net-worth individuals, and corporations, including ongoing portfolio management, written financial plans, and advice on annuity allocation. The firm was founded in February 2026 and, as disclosed in its Form ADV, reported $0 in discretionary and non‑discretionary assets and no clients as of the filing date, indicating it has not yet established client relationships.
The firm uses a personalized, asset-allocation driven approach, grouping portfolios into conservative, balanced, or growth strategic allocation categories and employing a mix of passive and active investment vehicles tailored to client goals and risk tolerance. YSB generally manages accounts on a discretionary basis under a limited power of attorney, provides ongoing annuity allocation advice, and delivers written planning analyses covering cash flow, retirement, college, estate, and risk-management topics.
Distinctive features include a three‑partner management team with CFP® and ChFC credentials and two principals who retain insurance licenses but do not sell commissionable insurance products; the firm states it is fee-only and does not accept sales-based compensation. Because YSB is newly formed and reported no assets or clients at filing, and because it requires custody at Charles Schwab (not permitting directed brokerage), prospective clients should note the firm’s early‑stage status and custodian preferences when considering a relationship.
Client services
Expertise
Fee options
$0 - $500,000: 1.35% $500,001 - $1,000,000: 1.20% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.45% $10,000,001+: 0.30%
Fee-only: Fee-only firm, compensated solely by clients' advisory fees, no commissions or other sales-related compensation.
Main office
Kalida OH
Advisors at this office
3
Most active in
North Carolina · Ohio · Pennsylvania · Texas
Also doing business as
Ysb Wealth Management · Ysb Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Adam B
CFP®, Series 66
Kalida, OH
YSB Wealth Management
Adam Bray is a CFP® professional with 15 years of industry experience. He has worked at YSB Wealth Management since 2026 and previously spent 11 years with Bishoff Financial Group. Bray also held roles involving investment advisory and insurance agency leadership within the Bishoff organization. YSB Wealth Management is a fee-only registered investment adviser serving individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach and offers ongoing portfolio management, financial planning, and annuity allocation advice.
Sarah Y
ChFC®
Kalida, OH
YSB Wealth Management
Sarah Yount is a Chartered Financial Consultant (ChFC®) with over 15 years of experience in the financial services industry. She has worked at Roble Belko & Company for 10 years, followed by four years at Bishoff Financial Group, and currently practices at YSB Wealth Management. YSB Wealth Management, LLC is a fee-only registered investment adviser serving individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach using a mix of passive and active investment vehicles, offering ongoing portfolio management, financial planning, and annuity allocation advice.
Cody S
CFP®, Series 66
Kalida, OH
YSB Wealth Management
Cody Schnipke is a CFP® professional with eight years of industry experience, currently with YSB Wealth Management. He previously worked at The Bishoff Financial Group and Cambridge Investment Research Advisors. Schnipke also provides tax preparation services through Bishoff Tax Advisors. YSB Wealth Management is a fee-only registered investment adviser offering wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach utilizing both passive and active investment vehicles tailored to client goals and risk tolerance.
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