Daniel Willard Pease

Nancy Schultz is a financial advisor with Schultz Retirement Income Solutions, Inc. in Rockland, ME, holding a Series 66 designation and 22 years of industry experience. She has worked at her current firm since 2010 and previously at J Edward Knight Senior Advantage, LLC from 2021 to 2025. In addition to advisory services, she is involved in insurance sales, dedicating approximately 10% of her time to this activity. Schultz Retirement Income Solutions provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm uses fundamental analysis with a long-term investment approach to create customized portfolios and written investment policy statements, offering both discretionary and non-discretionary engagements.

Evelyn Blum is a financial advisor at Marshall Point Advisors LLC with 19 years of industry experience. She holds a Series 65 designation and has been with the firm since its founding in 2007. Outside of advising, Ms. Blum is a part-owner and bookkeeper for Steve Thomas Builders, a general contracting business based in Port Clyde, Maine. Marshall Point Advisors is a fee-only registered investment adviser serving individual and high-net-worth clients. The firm offers discretionary portfolio management alongside consulting services, employing a disciplined, research-driven approach that combines fundamental and technical analysis with tactical risk management.

James Heavey is the sole advisor at James Heavey Wealth Advisors, LLC in Rockport, ME, holding Series 63 and Series 65 licenses with 18 years of industry experience. He previously worked at Foresters Equity Services, Inc. for six years and has been involved in insurance sales since 2007. James Heavey Wealth Advisors, LLC provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to individuals and business clients. The firm uses a combination of third-party model portfolios, fundamental analysis, and Modern Portfolio Theory to build customized portfolios and also serves charitable organizations and pension or profit-sharing plans.

Catherine Downey is a CERTIFIED FINANCIAL PLANNER™ professional with 24 years of industry experience. She is the principal of Ampersand Investment Advisors and has a background that includes roles at Morgan Stanley Smith Barney LLC and work as a self-employed CPA. Ampersand Investment Advisors is an independent, state-registered firm providing fee-based investment advisory and financial planning services to individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and business entities. The firm uses a tactical allocation approach with discretionary portfolio management and offers a broad range of investment options along with qualified retirement plan consulting for institutional clients.

Ryan Gosline is a financial advisor at Integral Financial Planners with 16 years of industry experience. He holds Series 63 and Series 66 designations. Prior to founding Integral Financial Planners, he worked at TIAA-CREF and Tiaa for eight years and at Fidelity for one year. Integral Financial Planners is an independent investment adviser serving individuals, high-net-worth clients, and small businesses. The firm employs Modern Portfolio Theory and third-party research to manage discretionary investment portfolios and offers financial and business planning services through a structured discovery, diagnosis, and implementation process.

James Letteney is the principal advisor at Letteney Financial Advisory, LLC in Waldoboro, ME, holding Series 63 and Series 65 designations with 11 years of industry experience. His prior work includes roles at Maine Advisory Associates, Inc., UPS, and USPS. Outside of finance, he has operated Disc Master DJ Services, an entertainment business, since 1998. Letteney Financial Advisory provides discretionary investment management and financial planning services primarily to individual and retirement-focused clients. The firm employs both fundamental and technical analysis with a longer-term investment approach, focusing on mutual funds and customized portfolios to align with client goals and risk tolerance.