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David Anthony Walters

Advisor at SPC — London, KY

Updated today

Credentials

Series 63, Series 65

Experience

33 years

Location

London, KY 40744

SPC logo

SPC

Enterprise

Total advisors

479

Across 266 offices

Clients per advisor

64 Typical

Avg AUM per client

$192,080 Very Low

HNW client ratio

3% Low

About

David Walters is a financial advisor at SPC with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Sigma Planning Corporation, Parkland Securities LLC, OneAmerica Securities, and Foresters Equity Services. In addition to his advisory role, Walters is president of Cardinal Insurance & Financial Services Inc., where he manages a fixed insurance business focused on group and individual medical, life, disability, dental, and vision insurance, as well as Medicare supplement policies. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, providing discretionary and nondiscretionary strategies tailored to client suitability.

Client services

Based on SPC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Consultation services

Expertise

Based on SPC

Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Income planning General estate planning guidance Tax-loss harvesting

Occupation focus

Based on SPC

Founder/Business Owner Retired Executive

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Fee options

Fixed

Segmented financial plans up to $750; comprehensive plans up to $10,000; ongoing consulting fees capped at $600/month ($1,800/quarter) unless approved otherwise

Percentage

$0 - $500,000 or below: 2.50% (negotiable) $500,001 - $750,000: 1.75% (negotiable) $750,001 - $1,000,000: 1.50% (negotiable) $1,000,001+: 1.25% (negotiable)

Commissions

Commissions earned by registered representatives on securities transactions and insurance product sales (e.g., annuities), separate from advisory fees

Project-based

Up to $300 per hour for financial planning; up to $50 per hour for staff time

Subscriptions

Ongoing consulting services charged as recurring flat fee; capped as noted above

Other

Account minimum: $5,500 Minimum fee: Minimum annual program fee of $30 for SIGMA Managed Accounts; may apply to accounts below $20,000

Location

See office

London, KY

322 Combs Circle

London KY 40744

Advisors at this office

1

Most active in

Kentucky

Work history

33 years of industry experience

Sigma Planning Corporation

2019 - Present • 7 years

Ann Arbor, MI

Parkland Securities LLC

2019 - Present • 7 years

Ann Arbor, MI

OneAmerica Securities

2018 - 2019 • 1 year

Lexington, KY

American United Life

2017 - 2019 • 2 years

Lexington, KY

Foresters Equity Services, Inc

2011 - 2018 • 7 years

London, KY

Cardinal Insurance & Financial Services,

1996 - 2018 • 22 years

London, KY

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Lee P

Series 63, Series 66

Corbin, KY

OSAIC Institutions, INC.

Lee Parks is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at Infinex Investments, Inc. since 2011 and previously at Hometown Bank of Corbin from 2008 to 2022. Parks also operates a tax preparation business as a CPA. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that combines discretionary and non-discretionary management.

Annuities Tax-loss harvesting Founder/Business Owner Executive
user avatar

Steven P

Series 66

Corbin, KY

OSAIC Institutions, INC.

Steven Phipps is a financial advisor at OSAIC Institutions, INC. with 22 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc., First National Bank & Trust, and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is a co-owner of Family Venture, LLC, a real estate development business operated with his spouse. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating through a hybrid adviser/broker-dealer structure with a combination of discretionary and non-discretionary account management.

Annuities Tax-loss harvesting Founder/Business Owner Executive
user avatar

Matthew T

Series 66

Corbin, KY

OSAIC Institutions, INC.

Matthew Taylor is a financial advisor with OSAIC Institutions, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining OSAIC, Matthew worked at Hometown Bank and Mallory Davis State Farm. Outside of his advisory role, he owns Golden Dog Properties, LLC. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure.

Annuities Tax-loss harvesting Founder/Business Owner Executive
user avatar

Gary J

Series 63, Series 65

Corbin, KY

Cetera

Gary Johnson is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes long-term roles with Avantax and his own CPA firm, Gary E. Johnson CPA PSC, where he is president and provides tax preparation and accounting services. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable accounts, and institutions, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive

Jonathon H

Series 66

London, KY

Edward Jones

Jonathon Hibbard is a financial advisor with Edward Jones in London, KY, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he is an author and has published a book available as an e-book on Amazon. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive network of financial advisors and branch offices.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Wealth management Doctor or Medical Professional

Joshua C

Series 63, Series 66

Corbin, KY

Edward Jones

Joshua Curry is a financial advisor at Edward Jones in Corbin, KY, with 18 years of industry experience. He has been with Edward Jones since 2009 and holds Series 63 and Series 66 designations. Outside of his advisory role, he is a member of the Rotary Club of Corbin. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and supports its services through a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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