David Michael Chaney

Bob Bollinger is a CERTIFIED FINANCIAL PLANNER™ with 41 years of industry experience. He has been the principal of Bollinger Financial Advisory, Inc. since 1997 and has been associated with LPL Financial, LLC since 1994. Bollinger Financial Advisory, Inc. provides project-based financial planning and consulting services to individuals, including high net worth clients, as well as trusts and estates. The firm delivers advice at the fund or strategy level without managing client accounts or holding custody of assets, and engagements typically conclude with a written financial plan or consulting report rather than ongoing investment management.

Cody Murray is a CFP®-certified financial advisor with nine years of industry experience. He is the principal of Stillwater Financial, an independent advisory practice in Stillwater, OK. His prior experience includes roles at Bivin & Associates, Aquire Wealth Advisors, Ward Wealth Management Services, and Farmers Financial Solutions. Stillwater Financial manages approximately $34 million for about 42 clients, primarily individuals and high-net-worth households. The firm offers portfolio management and comprehensive financial planning, with an emphasis on Modern Portfolio Theory and passive investment strategies using index funds and ETFs, alongside fundamental analysis. It also provides retirement plan services to employer sponsors and participant-directed accounts, with a notable role acting in a fiduciary capacity for these plans.

Ray Smith Jr. is a financial advisor with TFB Advisors, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 42 years of industry experience. He previously worked at Ameritas Investment Company and Ameritas Advisory Services and is also the owner of Ray Smith Wealth Management and Tax Favored Benefits, which involve solicitation of securities and insurance products. He is a local affiliate member of NAIFA. TFB Advisors provides financial planning, consulting, and discretionary investment management to individuals, trusts, estates, charitable organizations, business entities, and pension and profit-sharing plans. The firm manages approximately $840 million in assets and tailors portfolios based on clients’ risk tolerance and time horizon, frequently using mutual funds, ETFs, fixed income and equity securities, REITs, options, and structured products.

Scott Williams is a financial advisor with Principal Financial Services, holding a Series 66 credential and seven years of industry experience. He has work history with Teal Financial Services, Principal Life Insurance Company, and has served in the United States Army Reserves since 2010. Outside of advisory work, he is co-owner of a medical supply company focused on military government contracts. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Sikander Lodhi is a financial advisor with Transamerica Financial Advisors. He holds Series 63 and Series 65 licenses and has experience in the financial industry since 2017, alongside prior service in the US Army from 2008 to 2017. Outside of advisory work, he manages a website related to My Federal Retirement and is involved with a debt consolidation software provider, United Financial Freedom. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large network of advisors and multiple program platforms. The firm employs model portfolios and third-party managers for investment management and offers an integrated retirement plan ecosystem involving affiliated entities and proprietary as well as external model portfolios.

James Treat is a financial advisor with Transamerica Financial Advisors in Stillwater, Oklahoma, holding Series 63 and Series 65 licenses and over 22 years of industry experience. He has worked at several firms, including WealthWave, Philadelphia American Life Insurance Company, and World Financial Group. His other business activities include referring small business owners to payroll and point of sale services and assisting clients seeking health insurance alternatives. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and charitable organizations. The firm provides both advisory and broker-dealer services using proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.