David Handel Williams

Andrew Norris is a financial advisor with AMWH Asset Management LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior roles include 17 years at Lazard Asset Management and a current position at Hollow Brook Wealth Management, where he also serves as a board member. In addition to his advisory work, Norris is a joint owner involved in real estate development through CAAN Properties 1 LLC. AMWH Asset Management LLC provides discretionary asset management and sub-advisory services to individuals, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm customizes portfolios using fundamental, technical, and cash-flow analyses, and offers both discretionary trading authority and model recommendations to third-party advisers, with options for performance-based fee arrangements.

Daniel Leach is a CFP® professional at Cetera with 44 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and IA Associated Financial Planners, Inc. since 1995. Outside of advising, he is the owner of Daniel Leach Financial Services and Prosperity Advisors LLC and serves as a trustee for two holding companies focused on asset protection. Cetera Investment Advisers serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Stephen Bernstein is a Senior Financial Advisor and co-founder of GBM Wealth Management, a financial advisory team based in New Jersey. He has been working exclusively with Merrill Lynch Wealth Management since 2014. Stephen leads a team that focuses on providing comprehensive wealth management services to entrepreneurs, executives, retirees, and their families, emphasizing service and professionalism. With over a decade of experience, Stephen specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, liquidity management, philanthropic planning, portfolio management, small business strategies, and services for endowments, foundations, and non-profits. His team is committed to anticipatory service, clear communication, and integrated wealth planning to help clients pursue their financial goals efficiently. Stephen and his team have received several recognitions, including multiple listings in Forbes' Best-in-State Wealth Advisors and Top Next-Generation Wealth Advisors. Stephen holds a Bachelor of Arts degree in Economics from the University of Miami. He serves as the President of The University of Miami Alumni Association – Philadelphia Chapter. Residing in Haddon Township, New Jersey, Stephen enjoys hiking, traveling, especially to Maine, and spending time with his family. He is also involved in animal welfare and ecological preservation efforts.

Hilary Giles is a Managing Director and Private Wealth Advisor at Merrill Private Wealth Management, where she is a co-founder of The ABGOS Group. She serves a select group of wealth creators in technology, healthcare, and private equity, providing personalized and consultative financial advisory services. Hilary's practice focuses on investment management, liquidity event planning, cash-flow analysis, trust and estate planning, as well as values-based portfolio strategies and custom philanthropic planning. She advises clients on critical financial decisions, including business sales, initial public offerings, venture distributions, and family philanthropic plans. Hilary has been with Merrill since 2003. Her previous roles include managing the Northern California client account management group at Bessemer Trust and serving as Director of Fixed Income Research and Portfolio Manager at Sand Hill Advisors. She also managed an institutional Asian fixed-income portfolio at Prudential in Hong Kong and worked on the fixed income syndicate desk at J.P. Morgan. She holds a Bachelor of Arts degree from Georgetown University, where she was a Phi Beta Kappa graduate, and a Master of Business Administration from Columbia University, where she received a merit fellowship. Hilary holds the Personal Investment Advisor (PIA) designation. Outside of her professional career, Hilary lives in Portola Valley, California, with her husband. She has been involved with the Portola Valley Parcel Tax Oversight Committee and is a member of the Tarratine Club of Islesboro Maine. Her personal interests include basketball, boating, cooking, hiking, reading, and spending time with her family.

Peter Morris is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at Guardian Life Insurance Company and Park Avenue Securities. He serves as a board member of the Bucks Harbor Yacht Club and owns a college funding counseling business, Andover Wealth Wise. Cambridge Investment Research Advisors is a large SEC-registered adviser that serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a variety of portfolio management strategies and platform arrangements.

Robert Drach is the founder of Drach Advisors LLC and holds the CFA® designation and Series 65 license with 20 years of industry experience. He is also an Assistant Professor at Maine Maritime Academy and publishes the Drach Market Research Weekly Report through his separate entity, Drach Market Research LLC. Drach Advisors LLC is a small independent registered investment adviser managing approximately $21.1 million for 39 clients, serving individuals, businesses, and charitable organizations. The firm offers portfolio management and advisory services, including separately managed accounts that may utilize derivatives, and publishes historical performance results.