David Williams

Andrew Norris is a financial advisor at AMWH Asset Management LLC with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Lazard Asset Management and Hollow Brook Wealth Management, where he also serves as a board member. Outside of advisory work, he is a joint owner of a real estate development business. AMWH Asset Management provides portfolio management and advisory services to individual investors, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm employs a mixed analytical approach, including fundamental, technical, and charting analysis, and offers tailored investment programs that may be managed on a discretionary basis.

Daniel Leach is a CFP® with 43 years of industry experience, currently associated with Cetera Investment Advisers and Cetera Advisors LLC. He has worked at IA Associated Financial Planners, Inc. since 1995. Outside of his advisory roles, he owns Daniel Leach Financial Services and Prosperity Advisors LLC, a fixed insurance and financial services business. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a broad network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Stephen Bernstein is a Senior Financial Advisor and co-founder of GBM Wealth Management, a financial advisory team based in New Jersey. Since beginning his career in financial services with Merrill Lynch in 2014, he has developed a team committed to delivering personalized wealth management services to entrepreneurs, executives, retirees, and their families. His approach emphasizes anticipatory service, clear communication, and consistent processes to provide integrated wealth planning and portfolio strategies aligned with clients’ unique needs and goals. Stephen's experience and expertise have been recognized through multiple honors, including listings on Forbes "Best-in-State Wealth Management Teams" from 2023 to 2026, "Best-in-State Wealth Advisors" in 2025, and "Top Next-Generation Wealth Advisors Best-in-State" in 2024. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Stephen earned his Bachelor of Arts degree in Economics from The University of Miami. Residing in Haddon Township, New Jersey, Stephen is active as the President of The University of Miami Alumni Association – Philadelphia Chapter. Outside of his professional work, he has interests in hiking, traveling—especially to Maine—and spending time with family. He is also engaged in community efforts focused on animal welfare and ecological preservation.

Hilary Giles is a Private Wealth Advisor at Merrill Private Wealth Management, where she leads the Giles Group. She provides strategic advice and tailored financial planning services to a select group of clients, including wealth creators in technology, healthcare, and private equity. Her practice is focused on managing key financial decisions such as selling or transferring a business, participating in initial public offerings, venture distributions, and establishing family philanthropic plans. Hilary has extensive experience advising multi-generational families, emphasizing stewardship and legacy planning across generations. Her expertise includes investment management, liquidity event planning, cash-flow analysis, trust and estate planning services, and the creation and implementation of values-based and philanthropic strategies. She holds the Personal Investment Advisor (PIA) designation. Hilary earned a Bachelor of Arts degree from Georgetown University, graduating Phi Beta Kappa and summa cum laude, and a Master of Business Administration from Columbia University, where she was awarded a merit fellowship. She is also affiliated with the Tarratine Club of Islesboro Maine. Hilary and her husband reside in Portola Valley, California.

Peter Morris is a Series 66-credentialed financial advisor with 16 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2020 and previously held roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory work, Morris serves as a board member of the Bucks Harbor Yacht Club and owns a college funding counseling business in Andover, Massachusetts. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a range of account platforms and investment strategies.

Paul Ruane is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes seven years at Deutsche Bank Securities Inc. and multiple terms at Raymond James & Associates beginning in 2016. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and serves institutional clients through its Institutional Fiduciary Solutions division.