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Credentials
Series 66
Experience Industry experience
19 years
Location
Lyon Falls, NY 13368
LPL Financial
Institution
David O'neil Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He has worked with LPL Financial since 2018 and previously spent seven years at INVEST Financial Corporation, alongside a longstanding role at Community Bank, NA since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.
Based on LPL Financial
Flat fees negotiated between IAR and client for financial planning and consulting services.
Commissions and trail fees on brokerage product sales and for insurance products sold by IARs.
Hourly fees up to $500 per hour for financial planning and consulting services.
Fee-only: Negotiated flat or hourly fees ranging from $0 to $15,000 or up to $500 per hour for financial planning and consulting services.
Lyon Falls, NY
4116 Center St
Lyon Falls NY 13368
Advisors at this office
1
Florida · Georgia · Maryland · Massachusetts · Missouri · New York · Pennsylvania · Texas · Virginia
19 years of industry experience
LPL Financial
2018 - Present • 8 years
Gouverneur, NY
INVEST Financial Corporation
2011 - 2018 • 7 years
Tampa, FL
Community Bank, NA
2009 - Present • 17 years
Gouverneur, NY
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 66
Boonville, NY
Money Concepts Capital Corp
Lisa Stanford is a Series 66-licensed financial advisor with Money Concepts Capital Corp, bringing 17 years of industry experience. She has been with Money Concepts since 2006. Outside of her advisory role, Lisa is involved as a board member and secretary of the Boonville Area Chamber of Commerce, works with Flack Broadcasting, and owns a DJ business called DJ Unicorn Chaos. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs a combination of model portfolios, IAR-designed portfolios, and third-party sub-advisers, using fundamental and technical analysis alongside modern portfolio theory to manage assets and rebalance accounts.
Series 63, Series 65
Lowville, NY
Key Investment Services LLc
Melissa O'Brien is a financial advisor with Key Investment Services LLC in Lowville, NY, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with Key Investment Services LLC since 2012. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, separately managed accounts, and unified managed accounts, combining client-directed model selection with ongoing monitoring and due diligence of third-party advisory products.
Series 63
Port Leyden, NY
Cambridge Investment Research Advisors
Timothy Fraser is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 40 years of industry experience. He has been with Cambridge Investment Research Advisors since 2018 and previously worked with Cambridge Investment Research since 2016. Outside of his advisory role, Fraser is involved in coaching others to ride motorcycles through Go Motorcycling Inc. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered by independent professionals, utilizing multiple custodial platforms and a variety of investment strategies, including proprietary models and third-party solutions.
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