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Credentials
Series 63, Series 65
Experience Industry experience
18 years
Location
Lowville, NY 13367
Key Investment Services LLC
Enterprise
Melissa O'Brien is a financial advisor at Key Investment Services LLC with 18 years of industry experience. She has held her current position since 2012 and previously worked at M&T Securities, Inc. from 2010 to 2012. O'Brien holds Series 63 and Series 65 licenses. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers multiple wrap programs and employs a multi-provider model with discretionary implementation and model-based advisory services, supported by its integration with KeyCorp affiliates.
Based on Key Investment Services LLC
Based on Key Investment Services LLC
Based on Key Investment Services LLC
$0 - $1,000,000: 1.40% annually $1,000,001+: 1.00% annually
Account minimum: $10,000 for most Core Programs (varies by program); $50,000 minimum for SMA Programs; $20,000 minimum for Choice Program (varies by manager $10k-$100k); $250,000 minimum for Advantage Program (varies by manager $10k-$100k); specific minimums per program ranging from $10,000 to $25,000 as detailed in Item 5 Fee-only: Advisor Fee portion of Client Fee is negotiable but will not exceed maximum annual rates above. Manager Fee and Platform Fee are additional and non-negotiable.
Lowville, NY
7647 State St.
Lowville NY 13367
Advisors at this office
1
New York
18 years of industry experience
Key Investment Services LLC
2012 - Present • 14 years
Camillus, NY
M&T Securities, Inc.
2010 - 2012 • 2 years
NY
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Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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