Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 66
Experience Industry experience
11 years
Location
Algonac, MI
Charles Schwab
Institution
Daysha Balloun is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab in various roles since 2015, including a position at Charles Schwab Bank. Prior to her current role, she was with Ameriprise for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory and custody infrastructure.
Based on Charles Schwab
Based on Charles Schwab
$0 - $1,000,000: 0.80% annually More than $1,000,000 - $2,000,000: 0.75% annually More than $2,000,000 - $5,000,000: 0.70% annually More than $5,000,000 - $10,000,000: 0.50% annually More than $10,000,000 - $25,000,000: 0.30% annually More than $25,000,000+: 0.30% annually or less, as negotiated
Account minimum: $500,000 Minimum fee: Quarterly minimum fee equal to the lesser of $1,000 or the quarterly fee from applying a 1.60% annual percentage rate to total billable assets. Fee-only: Yes - The Schwab Wealth Advisory program charges a wrap fee including advisory, brokerage, custody, and administrative fees; no separate commissions are charged on trades within the program.
Algonac, MI
Algonac MI
Advisors at this office
1
Arizona · Michigan
11 years of industry experience
Charles Schwab
2022 - Present • 4 years
Cave Creek, AZ
Ameriprise
2021 - 2022 • 1 year
Scottsdale, AZ
Charles Schwab Bank
2019 - 2019 • 1 year
Phoenix, AZ
Charles Schwab
2015 - 2021 • 6 years
Phoenix, AZ
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 63, Series 65
Chesterfield, MI
MJS Capital Inc.
Michael Shanku is the sole advisor at MJS Capital Inc. in Chesterfield, MI, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been leading MJS Capital, Inc. since 2010. MJS Capital, Inc. manages approximately $2.9 million in assets for 11 individual clients, focusing on discretionary portfolio management with ongoing account reviews. The firm emphasizes a managed relationship approach, utilizing various investment strategies and risk assessments.
CFP®, CFA®
Fair Haven, MI
Waterford Financial Management, LLC
Jonathan Phelan is a CFP® and CFA® with 15 years of experience in financial advising. He has been with Waterford Financial Management, LLC, an independent firm based in New Baltimore, MI, since 2007. Outside of financial advising, he serves as a director of Thompson-Phelan Group, Inc., a general contracting business. Waterford Financial Management provides fiduciary investment management and financial planning primarily for private individuals with tax-qualified and fully taxable accounts. The firm also offers employer consulting, including defined-contribution plan services, and uses a structured investment approach combining modern portfolio theory with intrinsic stock valuation.
CFP®
New Baltimore, MI
Bay Pointe Financial
Matthew Walschlager is a CFP® professional with one year of industry experience, currently serving at Bay Pointe Financial. His prior work includes six years at Bay Pointe Financial Management and four years with Anchor Bay Aquarium LLC. Bay Pointe Financial offers discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth individuals, and employer-sponsored pension plans. The firm combines fundamental analysis and modern portfolio theory in its investment process and utilizes the DPL Financial Partners platform to provide access to insurance products.
Series 66
New Baltimore, MI
Bay Pointe Financial
Mark Pauwels Jr. is a financial advisor at Bay Pointe Financial with 15 years of industry experience. He holds a Series 66 designation and previously worked at Sigma Financial Corporation and Waddell & Reed Inc. Outside of advising, he is a licensed insurance agent appointed with various companies. Bay Pointe Financial provides discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and employer-sponsored plans. The firm combines fundamental analysis and modern portfolio theory to create individualized investment strategies and offers insurance-based retirement products aligned with clients’ objectives.
CFP®, ChFC®, Series 65, Series 63
New Baltimore, MI
Bay Pointe Financial
Brett Busuttil is a CFP® and ChFC® with 13 years of industry experience. He currently works at Bay Pointe Financial and previously spent nine years at Sigma Financial Corporation/Spc. He is a licensed insurance agent and co-owner of a commercial property holding company in St. Clair, Michigan. Bay Pointe Financial provides discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and employer-sponsored plans. The firm combines fundamental analysis and modern portfolio theory with tailored client profiles to guide investment decisions and incorporates insurance products when aligned with client goals.
Series 65, Series 63
New Baltimore, MI
Ironwood Financial, LLC
Darren Hesselink is a financial advisor at Ironwood Financial, LLC with seven years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Wealth Watch Advisors and Energetic Brands LLC. Outside of advisory roles, he is involved with Energetic LLC. Ironwood Financial provides investment management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, trusts, and charitable organizations. The firm employs a distinctive approach incorporating derivatives and options-writing strategies within separately managed accounts.
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