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Denny Frasiolas

Advisor at Retirement Income Advisory Group LLC

Updated today

Location

Woodbridge, NJ 07095

Credentials

Series 63, Series 65

Industry experience

17 years

About

Denny Frasiolas is a financial advisor with Retirement Income Advisory Group LLC in Woodbridge, NJ. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. Prior to founding his current firm in 2018, he worked at USA Financial Securities Corporation and Retirement Income Advisors, LLC. Outside of advising, he is an author of financial books and operates an independent insurance agency specializing in Medicare plans and employee benefits. Retirement Income Advisory Group LLC provides discretionary asset management and financial planning services to individual and high-net-worth clients. The firm offers educational seminars and incorporates fundamental and technical analysis, including options and structured notes, into client portfolios when appropriate.

Client services

Based on Retirement Income Advisory Group LLC

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Retirement Income Advisory Group LLC

General retirement planning Retirement income strategy Social Security optimization Business exit / sale strategy Cash flow / budgeting

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Fee options

Fixed

Fixed fees for financial planning services as detailed under fee_only

Percentage

$0 - $250,000: 1.25% annually $250,001 - $500,000: 1.00% annually $500,001 - $750,000: 0.90% annually $750,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $3,000,000: 0.65% annually $3,000,001 - $4,000,000: 0.55% annually $4,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.45% annually

Other

Fee-only: Comprehensive Financial Planning fixed fees ranging from $1,500 to $5,500; Modular Financial Planning fixed fees ranging from $250 to $1,250 depending on service

Location

1460 Us Hwy 9 North, Suite 210 A

Woodbridge, NJ 07095

Most active in

Florida · New Jersey · Texas

Work history

Retirement Income Advisory Group LLC

2018 - Present (8 years)

C&D Property Management

2016 - 2019 (3 years)

Retirement Income Advisors, LLC

2014 - 2018 (4 years)

USA Financial Securities Corporation

2013 - 2018 (5 years)

USA Financial Securities Corporation

2013 - 2018 (5 years)

All Access Brokerage

2009 - Present (17 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Damian M

Series 63, Series 65

North Plainfield, NJ

Hillgate Financial, LLC

Damian Mbadugha is the sole advisor at Hillgate Financial, LLC, a New Jersey-registered investment adviser. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory role, he is registered as a commodities trading advisor, and works as an insurance agent and tax preparer, focusing on research during weekends. Hillgate Financial provides discretionary investment supervisory services to individuals, trusts, and estates, applying modern portfolio theory to build diversified portfolios primarily using passively managed funds and ETFs. The firm emphasizes tax-aware strategies and manages a historically significant asset base with a focus on individualized client portfolios.

Passive / index investing
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Phillip D

Series 65

Staten Island, NY

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Phillip Defranco is the Managing Member and Chief Compliance Officer of Heartland Northeast LLC, holding a Series 65 designation with one year of industry experience. He has prior experience at Kornett, Inc. and is the owner of Northeast Advocacy Network, Inc., where he also serves as a licensed insurance agent. Heartland Northeast LLC provides investment advisory and portfolio management services to individual and high-net-worth clients, utilizing a combination of analytical methods focused on long-term trading and tailored model allocations. The firm offers both discretionary and non-discretionary management and sponsors a wrap fee program.

Annuities
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Matthew W

Series 65

Colonia, NJ

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Matthew Wright is the principal and sole advisor at WRIGHT Investment Partners LLC, with eight years of industry experience. He holds a Series 65 designation and previously worked as a private investor for five years before founding his firm in 2016. Outside of advisory work, he is a principal in a business that owns a small Class C office building. WRIGHT Investment Partners LLC provides portfolio management services to individual and high net worth clients, focusing on personalized Investment Policy Statements and discretionary management. The firm uses a combination of fundamental and quantitative analysis with a long-term trading approach, offering a range of investment products and conducting at least monthly account reviews.

Annuities
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Michael G

Series 66

Elizabeth, NJ

Luxe Capital Management Inc.

Michael Godeanu is a financial advisor at Luxe Capital Management Inc. with six years of industry experience. He holds the Series 66 designation and has previously worked at Singer Wealth Advisors LLC, Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and AXA Advisors, LLC. Outside of finance, he is the owner of Berzerk Fitness LLC, an e-commerce retail business, and has served as an on-ice hockey official for USA Hockey since 2004. Luxe Capital Management, founded in 2024, provides portfolio management, financial planning, retirement plan consulting, and adviser selection services to individual and institutional clients. The firm employs a multi-method investment approach combining fundamental, technical, and cyclical analysis, and manages accounts using long-term, short-term, and trading strategies, typically on a discretionary basis.

Passive / index investing
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Samuel M

CFP®

Jersey City, NJ

McPherson Financial Advisors, Inc.

Samuel McPherson is a CFP® professional and the sole advisor at McPherson Financial Advisors, Inc. in Jersey City, NJ, with 17 years at his independent firm and a total of 4 years of industry experience. McPherson Financial Advisors provides personalized financial planning and investment management to individuals, trusts, estates, small businesses, and retirement plan clients. The firm operates as a fee-only fiduciary, using a strategic asset allocation framework with a core-and-satellite approach focused on low-cost index funds and ETFs, and offers pension consulting services and ancillary business management to select clients.

Elder care planning College savings (529s, UTMA, etc.) General tax planning Founder/Business Owner
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Jerrold T

Series 65

Highland Park, NJ

Parkview Capital Management

Jerrold Trub is a financial advisor at Parkview Capital Management with 19 years of industry experience. He holds a Series 65 designation and has worked at the New York Metropolitan Transit Authority since 1993, where he serves as a Director of a business unit conducting operational reviews. Parkview Capital Management primarily serves individual clients, offering discretionary investment advisory services along with financial planning and consulting. The firm’s investment approach centers on fundamental equity analysis supplemented by option-based overlays, including the use of LEAPS and covered-call writing, which is a distinguishing feature of their portfolio management.

Options & derivatives strategies Active portfolio management
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