Retirement Income Advisory Group LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$57,207,000
This total excludes 4 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
156
24% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
156
Very HighAverage account size
$366,712
About
Retirement Income Advisory Group provides discretionary asset management and both comprehensive and modular financial planning primarily for individual clients, including high-net-worth individuals, and conducts educational seminars and workshops at no charge. Planning services listed in the brochure address retirement income, taxes, estate matters, Social Security, college planning, and business-related topics such as business exit planning and employee stock option analysis.
The firm tailors investment programs to each client’s goals, time horizon, and risk tolerance, documents objectives in an investment policy or risk-tolerance form, and conducts account reviews at least quarterly with more frequent reviews as warranted. Its brochure describes the use of fundamental and technical analysis and discloses that client portfolios or funds may employ derivatives, options and leverage—risks the firm explicitly outlines for clients.
Distinctive features noted in the brochure include an affiliated insurance business operated by the firm’s principal, to which the principal devotes roughly 30% of his time and from which commission-based compensation is received and disclosed as a potential conflict of interest. The firm also highlights business-focused planning services, the principal’s authorship of financial books, and the provision of free public seminars and workshops.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Social Security optimization
Business exit / sale strategy
Cash flow / budgeting
Fee options
Fixed fees for financial planning services as detailed under fee_only
$0 - $250,000: 1.25% annually $250,001 - $500,000: 1.00% annually $500,001 - $750,000: 0.90% annually $750,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $3,000,000: 0.65% annually $3,000,001 - $4,000,000: 0.55% annually $4,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.45% annually
Fee-only: Comprehensive Financial Planning fixed fees ranging from $1,500 to $5,500; Modular Financial Planning fixed fees ranging from $250 to $1,250 depending on service
Main office location
Retirement Income Advisory Group LLC
1460 Us Hwy 9 North, Suite 210 A
Woodbridge NJ 07095, United States
Number of offices
2
Most active in
Retirement Income Advisory Group LLC has reported serving >5 clients in these states in the last 12 months.
Florida · New Jersey · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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