Erin Rose Schullery

Scot Stark is the sole advisor at Stark Strategic Capital Management, Inc. in Hampstead, NC. He holds the CFP® designation and Series 65 license and has 28 years of experience with his current firm. Stark Strategic Capital Management provides financial planning, counseling, investment supervision, portfolio management, risk management, and tax-planning advice primarily to individual clients. The firm manages approximately $18.4 million for about 19 clients and follows a structured six-step planning process, constructing tailored portfolios mainly using mutual funds and ETFs on a non-discretionary basis.

Brian Apple is the principal of Brian Apple Retirement Planning LLC in Hampstead, NC. He holds a Series 65 credential and has over 18 years of experience running Restoration Boatworks. Outside of advisory work, he is involved in volunteer tax-preparation services and is developing a book on Social Security and tax integration. Brian Apple Retirement Planning LLC provides comprehensive financial planning and individual investment management for individuals and high-net-worth clients. The firm emphasizes tax and Social Security integration and utilizes both third-party and custom model portfolios within a structured investment approach that includes fundamental analysis and asset allocation.

Nicholas Perkins is a financial advisor with CPR Investments Inc. in Hampstead, NC, holding a Series 65 designation and seven years of industry experience. He has been with CPR Investments since 2019 and also operates Perkins Retirement Planning LLC, which focuses on insurance products including life, annuity, health, long-term care, and Medicare sales. CPR Investments primarily serves individual investors and offers discretionary portfolio management through a multi-manager approach that includes third-party advisors and in-house tactical strategies aimed at reducing downside risk. The firm provides comprehensive financial planning, ERISA plan services, and sub-advisory arrangements, with a broader financial-product footprint including affiliated sales activities and advisory services for various financial products.

Patrick Horwitz is a financial advisor with Silver Oak Securities, Inc. in Hampstead, NC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Securities America Advisors, SSN Advisory, and SII Investments. Outside of advising, he serves as a board member of Stomp & Brew, a nonprofit that organizes beer and wine festivals benefiting children in need, and he is president of Summit Financial Group, LLC, which provides non-investment business consulting services. Silver Oak Securities, Inc. serves a broad client base including individuals, pension plans, corporations, and trusts through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with primarily discretionary investment management tailored to client objectives, incorporating individual securities, ETFs, mutual funds, and third-party strategist models.

Mindy Gallina is a Series 65 licensed advisor with William Joseph Capital Management, Inc., where she has worked since 2022. She has three years of industry experience and has held roles at Dileo & Charles Tax and Consulting Services, AMG Bookkeepers, and Young Living. Outside of her advisory role, she is a 50% owner of two entities involved in insurance sales and also provides educational and marketing services related to insurance through a separate firm. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines financial planning with portfolio management, using a mix of customized portfolio construction and third-party sub-advisors accessed through the AssetMark platform.

Joshua Mudse is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His prior experience includes roles at ATFS Advisers LLC, OneAscent Financial Services, FF Advisors, and Carnegie Investment Counsel. He is also Associate Vice President of Client Services at Synergy Private in Sneads Ferry, NC, where he manages family office services including tax coordination and professional advisor collaboration. Cerity Partners provides customized wealth management and related services to a diverse national clientele, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs a tailored investment approach using proprietary quantitative screens alongside third-party managers and offers access to private-market investments and affiliated pension consulting services.