Ethan Masterman

Steven Dean is a financial advisor at Northeast Planning Associates, Inc. in Madison, ME, with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2007 and at Northeast Planning Associates since 2003. He also operated as a certified real estate appraiser for 28 years and owns a self-storage business. Northeast Planning Associates provides financial planning, investment advisory, and retirement plan services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm offers modular planning engagements with access to investment management, managing approximately $327.7 million in client assets, and provides services on fixed-fee, hourly, or retainer bases.

Randall Dean is a financial advisor at LPL Financial in Madison, ME, holding a Series 66 designation with nine years of industry experience. He has worked at Northeast Planning Associates, Inc. and LPL Financial since 2016 and previously spent 20 years with Independent Appraisals - Madison and 18 years at UPM-Madison. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of financial planning, model-portfolio advisory programs, third-party asset management, and retirement advice options, supported by an in-house research team that develops diversified and alternative investment strategies.

David Masterman is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 39 years of industry experience, including 18 years with United Planners. Outside of his advisory work, he is involved with Masterman Farm, an inherited family farm, and owns a marketing agency. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform offering various custodial and money manager options, with a focus on largely non-discretionary asset management and a combination of fee-based and commission-based services.

Troy Malbon is a financial advisor with Ameriprise in Madison, ME, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Prior to joining Ameriprise in 2020, he worked at UBS Financial Services from 2011 to 2020. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written Recommendation Reports. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities and employs algorithmic automation alongside oversight committees to generate personalized retirement income recommendations.

Bethany Roderigue is a financial advisor at Cetera with Series 63 and Series 65 credentials and three years of industry experience. She has held roles at Cetera and its affiliates since 2022 and also works as a speech language pathologist at the Waterville Center for Health and Rehab. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement plan clients through a network of over 6,800 advisors, offering portfolio management, financial planning, and fiduciary solutions. The firm utilizes a combination of advisor-managed accounts, model portfolios, and third-party managed solutions, supported by a broad institutional and trust network.

Brian Berry is a financial advisor with LPL Financial who holds a Series 66 designation and has 26 years of industry experience. He has worked at LPL Financial since 2007 and previously spent 15 years with Northeast Planning Associates, Inc. He operates Brian Berry & Associates, a CPA affiliate program. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.