George Telles

John Moss is a CFP® with 23 years of industry experience and the principal of JTM Wealth Management, Inc. in Windham, NY, where he has worked since 2016. Prior to that, he held roles at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also a licensed CPA and provides tax preparation and accounting services through his own practice. JTM Wealth Management, Inc. is an independent, single-advisor firm serving individual clients with discretionary portfolio management and written financial planning. The firm employs a long-term, Modern Portfolio Theory–based approach using diversified, model-based portfolios aligned with client risk tolerance and objectives.

Michael Margarites is a CFP® professional with 39 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003 and is currently affiliated with Oppenheimer. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment vehicles to meet client objectives.

Lauren Healey is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS and Merrill prior to her current role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

David Hollenbaugh is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2016. He serves as a trustee on several life insurance trusts associated with a business partner. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor plans according to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jon Dayton is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior work includes ten years at Bank of America and seventeen years at Merrill. In addition to his advisory role, he is involved with Hendy Dayton Coaching LLC, where he provides tax preparation and government filings support. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through a range of advisory programs and maintains capabilities in public finance and institutional consulting.

Ronald Reale is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Avantax Advisory Services and Avantax Investment Services. In addition to his advisory work, he provides tax preparation and general accounting services. Cetera Investment Advisers serves a diverse client base through a large network of independent advisors, offering portfolio management, financial planning, retirement plan solutions, and access to third-party money managers. The firm combines retirement and fiduciary services with a broad institutional platform, supporting both individual and institutional clients.