Jacob Biltz

Amber Malek is a financial advisor with J.W. Cole Advisors, Inc. She holds a Series 66 designation and has four years of industry experience. Prior to joining J.W. Cole Advisors, she worked at Diversified Asset Planners and Restek Corporation. Outside of her advisory role, she serves as president of the board for the Infant Development Program in Lock Haven, PA. J.W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions implemented on a discretionary or non-discretionary basis.

Timothy Hanna is a financial advisor at Empower Advisory Group with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Great West Life & Annuity Insurance Company since 2008. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model links its advisory services with Empower’s recordkeeping and administrative platforms and focuses on long-term portfolio outcomes and client savings rates.

Mitchell Hulyo is a financial advisor at OSAIC Institutions, INC. with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at First Commonwealth Bank and Infinex Investments since 2019, with prior experience at Santander Securities, Santander Bank, H&R Block, and The Muncy Bank & Trust Company. Outside of advising, he is involved in banking activities at First Commonwealth Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services through customized engagements. The firm employs a network of investment adviser representatives who offer both advisory and brokerage solutions using a combination of fundamental and technical analysis, asset allocation, and access to alternative investments.

Joel Zysset is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Cetera Wealth Services, LLC. In addition to his advisory work, he operates a tax preparation business and is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts with firm-sponsored model portfolios and third-party managed solutions.

James Watt is a financial advisor at LPL Financial in Montgomery, PA, holding Series 63 and Series 65 licenses. He has experience at NYLIFE Securities LLC and New York Life Insurance Company, and prior to his financial services career, he operated Watt Office Supply for 16 years. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Howard Gregg IV is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including VOYA Financial Advisors and Cetera Wealth Services, LLC. Outside of advisory work, he owns Thoroughbred Adventures LLC, which involves ownership of thoroughbred horses, and is involved in industrial coatings through Bel Colore Coatings, Inc. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers portfolio management, financial planning, fiduciary solutions, and access to third-party money managers, combining retirement and fiduciary capabilities with a broad institutional platform.