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Jeffrey Steven Marko

Advisor at OSAIC — Clay, MI

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

14 years

Location

Clay, MI

OSAIC logo

OSAIC

Institution

Total advisors

7,847

Across 3,556 offices

Clients per advisor

73 Low

Avg AUM per client

$398,336 Typical

HNW client ratio

10% Low

About

Jeffrey Marko is a CFP® professional with 14 years of experience in the financial services industry. He is currently affiliated with Osaic Wealth Inc and has previously worked at Ameriprise Financial Services, Royal Alliance, and several other firms. He is also the owner of NEXTWAVE FINANCIAL LLC, where he provides financial advice and client goal reviews. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization tools to support its multi-advisor platform.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities Private / alternative investments

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally range from $500 to $25,000, can exceed for high net worth clients.

Percentage

$0+: Up to 3% annually for Plan Participant Retirement Program $0 - Program minimum varies by investment product and manager: Advisory fees negotiable; examples include up to 1.50% annually on certain program annuities $0+: Advisory Representatives negotiate fees individually, ranging up to several percentage points depending on service and client

Commissions

Advisory Representatives receive commissions on securities and insurance product sales made through the affiliated broker-dealer.

Project-based

Hourly rates for financial planning and consulting services generally range from $50 to $750 per hour.

Other

Account minimum: $5,500 Minimum fee: No specific minimum fee amount disclosed; fees are negotiable and negotiated individually by Advisory Representatives. Fee-only: Financial planning and consulting services offered on hourly basis ($0 - $750/hour) or fixed fee basis (up to $25,000 or more for complex cases).

Location

See office

Clay, MI

Clay MI

Advisors at this office

1

Most active in

Michigan

Work history

14 years of industry experience

Osaic wealth Inc

2026 - Present • 1 year

Clay, MI

Ameriprise Financial Services, LLC.

2021 - 2026 • 5 years

Troy, MI

Royal Alliance

2019 - 2021 • 2 years

Troy, MI

Securities America, Inc.

2018 - 2019 • 1 year

Sterling Heights, MI

Securities America Advisors

2018 - 2019 • 1 year

Sterling Heights, MI

THE O.N. Equity Sales Company

2016 - 2018 • 2 years

Cincinnati, OH

Betcher Financial

2016 - 2019 • 3 years

Sterling Heights, MI

Ohio National Financial Services

2016 - 2018 • 2 years

Cincinnati, OH

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Michael S

Series 63, Series 65

Chesterfield, MI

MJS Capital Inc.

Michael Shanku is the sole advisor at MJS Capital Inc. in Chesterfield, MI, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been leading MJS Capital, Inc. since 2010. MJS Capital, Inc. manages approximately $2.9 million in assets for 11 individual clients, focusing on discretionary portfolio management with ongoing account reviews. The firm emphasizes a managed relationship approach, utilizing various investment strategies and risk assessments.

General retirement planning
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Jonathan P

CFP®, CFA®

Fair Haven, MI

Waterford Financial Management, LLC

Jonathan Phelan is a CFP® and CFA® with 15 years of experience in financial advising. He has been with Waterford Financial Management, LLC, an independent firm based in New Baltimore, MI, since 2007. Outside of financial advising, he serves as a director of Thompson-Phelan Group, Inc., a general contracting business. Waterford Financial Management provides fiduciary investment management and financial planning primarily for private individuals with tax-qualified and fully taxable accounts. The firm also offers employer consulting, including defined-contribution plan services, and uses a structured investment approach combining modern portfolio theory with intrinsic stock valuation.

Wealth management Active portfolio management Passive / index investing Real estate investing
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Matthew W

CFP®

New Baltimore, MI

Bay Pointe Financial

Matthew Walschlager is a CFP® professional with one year of experience at Bay Pointe Financial in New Baltimore, MI. He previously worked with Bay Pointe Financial Management for six years and has a background that includes ownership of Anchor Bay Aquarium LLC. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and employee benefit plans. The firm integrates fundamental analysis and modern portfolio theory in its investment strategies and actively participates in insurance distribution through its affiliation with the DPL Financial Partners platform.

Annuities
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Mark P

Series 66

New Baltimore, MI

Bay Pointe Financial

Mark Pauwels Jr. is a financial advisor with Bay Pointe Financial, holding a Series 66 designation and 16 years of industry experience. Prior to joining Bay Pointe Financial in 2026, he worked for firms including Sigma Financial Corporation and Waddell & Reed Inc. He is also a licensed insurance agent appointed with various insurance companies. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting primarily to individuals, high-net-worth clients, and employee benefit plans. The firm uses documented client profiles and a combination of fundamental analysis and modern portfolio theory to tailor investment strategies, often seeking discretionary authority and incorporating both long-term and short-term trading.

Annuities
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Brett B

CFP®, ChFC®, Series 65, Series 63

New Baltimore, MI

Bay Pointe Financial

Brett Busuttil is a CFP® and ChFC® with 13 years of industry experience. He is currently with Bay Pointe Financial and has previously worked at Sigma Financial Corporation and MKD Wealth. Busuttil is also a licensed insurance agent appointed with various companies. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, and employee benefit plans. The firm integrates insurance products and uses documented client profiles alongside fundamental analysis and modern portfolio theory to tailor investment strategies.

Annuities
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Darren H

Series 65, Series 63

New Baltimore, MI

Ironwood Financial, LLC

Darren Hesselink is a financial advisor at Ironwood Financial, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wealth Watch Advisors and ON Investment Management CO. Outside of advising, he is involved with Energetic Brands LLC and Energetic LLC, businesses he has been associated with since 2015. Ironwood Financial, LLC provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and institutional entities. The firm uses distinctive options-writing strategies within separately managed accounts and tailors portfolios based on clients’ risk profiles and time horizons.

Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k)
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