John Norman Doiron

Michael Coirin is a CFP® professional with 16 years of experience, operating as the sole advisor at Foundations Financial Planning, LLC in Williamsburg, VA. Foundations Financial Planning offers personalized, confidential financial planning and investment advice to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a strategic asset-allocation, core-and-satellite investment approach that favors low-cost, no-load mutual funds and ETFs, providing recommendations through written reports and periodic reviews without discretionary trading authority or custody of client assets.

Michael Harris is a CFP® with 17 years of experience in the financial services industry. He is the sole advisor at Blue Rock Financial Services, Inc., an independent firm based in Williamsburg, VA, where he has worked since 2006. Blue Rock Financial Services primarily serves individual investors through discretionary investment management and financial planning, utilizing diversified, multi-asset portfolios tailored to client objectives. The firm also manages assets for a private foundation and offers both one-time and ongoing planning engagements.

Daniel Bickey is the sole advisor at B Hive Financial, LLC in Williamsburg, VA. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at the State Corporation Commission and Berkshire Hathaway Home Services Dawson Ford Garbee & Co., where he is also active as a real estate salesperson. B Hive Financial provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and small- to medium-sized businesses. The firm uses a range of investment strategies tailored to client goals and serves a client base that includes both individual and corporate clients.

Cheryl Nester is the principal advisor at Histor Investing, LLC in Williamsburg, VA, with 13 years of industry experience. She holds a Series 65 designation and has been with Histor Companies since 2008. In addition to her advisory role, she is president and principal consultant of HistorConsulting, a firm providing financial and management consulting services to nonprofit organizations. HistorInvesting is a fee-only, fiduciary advisory firm serving individuals, small businesses, nonprofits, and institutional clients. The firm offers comprehensive financial planning and non-discretionary portfolio management alongside educational services such as workshops, seminars, a video series, and a monthly newsletter. Its investment approach emphasizes macroeconomic analysis, life-cycle planning, and a buy-and-hold strategy with limited trading.

David McKnight is a CFP® with 35 years of experience in the financial services industry. He is the principal of Ultimate Retirement Products, Inc., an independent firm based in Williamsburg, VA, where he has worked since 2006. His prior experience includes roles at Fortune Financial Services, Inc. and operating as a sole proprietor under Planned Financial Consultants. Outside of his advisory work, he is a part owner of a nonprofit focused on dock maintenance. Ultimate Retirement Products, Inc. provides discretionary asset management and pension consulting services to individuals, high-net-worth clients, trusts, corporations, and qualified retirement plans. The firm employs a combination of fundamental, technical, charting, and cyclical analysis for portfolio management and serves as both an ERISA 3(21) advisor and a 3(38) investment manager.

William Hopke is a financial advisor at Ballardsville Investment Advisors with 10 years of industry experience. He holds a Series 65 designation and previously worked at Harvest Financial Group, LLC. Outside of advising, he co-owns Ballardsville Farm with his wife, where they engage in light farming activities. Ballardsville Investment Advisors offers investment management and financial planning services primarily to high-net-worth individuals, trusts, and estates. The firm employs an individualized asset-allocation approach incorporating fundamental, charting, and technical analysis, and is notable for sponsoring a wrap-fee program and using derivatives within separately managed accounts.