John Michael Miller

Steven Nikkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cetera since 2014 and also has longstanding ties to The Citizens State Bank since 1998. Outside of his advisory role, he serves as treasurer on a church plant committee and is a board member of a church planning committee within the Western District Conference. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, operating a multi-manager platform with access to both affiliated and third-party investment strategies.

Nathaniel Heilig is a financial advisor with LPL Financial based in Newton, Kansas. He holds a Series 66 designation and has one year of experience in the industry. Outside of advisory work, he is involved as a musician with DJ Vapormist and is associated with a business entity, GAINZ CENTRAL LLC, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies.

Sandra Rohe is a financial advisor with Ameriprise in Newton, Kansas, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Outside of her advisory role, she serves on the Board of Directors for the Caring Hands Humane Society and acts as Secretary of the Hospitality Commission at Bethel College Mennonite Church. Ameriprise offers a retirement-income planning service aimed at individuals with significant investable assets, providing written recommendations that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting process to deliver tailored retirement income advice.

Denise Voth is a financial advisor at Cetera with four years of industry experience. She holds the Series 66 designation and has worked at Cetera and its related entities since 2019, as well as at Citizens Financial Services since 2016. Outside of her advisory role, she serves as treasurer for two local community organizations, handling bookkeeping and budget processing. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports over 10,000 advisors nationwide.

Kevin Goering is a financial advisor with Cetera, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 34 years of industry experience, including over two decades at Avantax Advisory Services and related entities. Outside of his advisory work, he operates a CPA firm focused on tax preparation and accounting and serves as co-trustee of a family revocable trust. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Joanna Hirsh is a financial advisor with Edward Jones in Newton, Kansas, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors and 15,000 branch offices.