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Credentials
Series 63, Series 66
Experience Industry experience
12 years
Location
Hovland, MN
Ally invest Advisors
Multi-team
John Ratey is a financial advisor at Ally Invest Advisors with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including U.S. Bancorp Investments, Ameriprise Financial Services, and Scottrade. He provides support to both Ally Invest Securities and Ally Invest Advisors in a dually licensed capacity. Ally Invest Advisors serves a broad retail client base with discretionary portfolio management through automated and advisor-led services. The firm uses ETF-based portfolios aligned with Modern Portfolio Theory across multiple risk tiers and offers digital tools for performance reporting and tax management.
Based on Ally invest Advisors
$0 - $250,000: 0.85% annually $250,001 - $1,000,000: 0.80% annually $1,000,001+: 0.75% annually
Account minimum: $100,000 Fee-only: 0.30% annually for Market-Focused Robo Portfolios; 0.50% annually for Guided Advice (billed monthly in arrears); no advisory fee for Cash-Enhanced Robo Portfolios and Invest Simply portfolios
Hovland, MN
Hovland MN
Advisors at this office
1
Minnesota
12 years of industry experience
Ally Invest Advisors
2021 - Present • 5 years
Charlotte, NC
Ally Invest Securities LLC
2021 - Present • 5 years
Charlotte, NC
U.S. Bancorp Investments, Inc.
2019 - 2021 • 2 years
St. Paul, MN
Ameriprise Financial Services, Inc.
2018 - 2019 • 1 year
Minneapolis, MN
Scottrade inc
2011 - 2018 • 7 years
Maplewood, MN
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Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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