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John William Lauer Jr.

Advisor at JWL & Associates, Inc. — Hot Springs Village, AR

Updated today

Credentials

CFP®, Series 63

Experience

12 years

Location

Hot Springs Village, AR

JWL & Associates, Inc.

Independent

Total advisors

1

Clients per advisor

4 Low

Avg AUM per client

$450,000 Typical

HNW client ratio

0% Low

About

John Lauer is a CERTIFIED FINANCIAL PLANNER™ professional with 11 years of industry experience. He is the principal of JWL & Associates, Inc. and also operates Hot Springs Financial Services, a financial planning business. JWL & Associates provides discretionary and non-discretionary portfolio management and personalized financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, small businesses, and other registered investment advisers. The firm employs a strategic asset-allocation, core-and-satellite approach using passive index and exchange-traded funds combined with active funds and selected individual securities, and it typically serves a small client roster with frequent, personalized account reviews.

Client services

Based on JWL & Associates, Inc.

Financial planning Portfolio management

Expertise

Based on JWL & Associates, Inc.

Long-term care insurance

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Fee options

Percentage

$0 - $100,000: 1.50% $100,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.75% $2,500,001+: 0.50%

Commissions

JWL may sell Long Term Care insurance or other commissioned products.

Project-based

Hourly planning rate ranges from $85 to $125 depending on complexity.

Other

Account minimum: $100,000

Location

Hot Springs Village, AR

Hot Springs Village AR

Advisors at this office

1

Most active in

Arkansas

Work history

12 years of industry experience

JWL & Associates, Inc.

2021 - Present • 5 years

Hot Springs Village, AR

Hot Springs Financial SVC

2003 - Present • 23 years

Hot Springs Village, AR

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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David R

CFP®

Hot Springs National Park, AR

Minas Financial Planning

David Rodriguez is a CFP® certificant and the sole advisor at Minas Financial Planning with six years of industry experience. He has served as a finance professor at Henderson State University since 2014. Outside of financial advising, he founded and manages ROC Realty, a real estate brokerage based in Chicago. Minas Financial Planning provides project-based and ongoing financial planning services, third-party manager selection and oversight, and directly held real estate analyses to a diverse client base including pooled vehicles, institutions, and individuals. The firm employs a primarily passive investment approach using low-cost index funds and ETFs while also incorporating fundamental and technical analyses in its reviews.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)
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David A

Series 63, Series 65

Hot Springs Village, AR

Hot Springs Asset Management, Inc.

David Adams is a financial advisor with Hot Springs Asset Management, Inc. He holds Series 63 and Series 65 designations and has 26 years of industry experience. He has been with Hot Springs Asset Management since 2007 and also operates an affiliated accounting practice as a Certified Public Accountant. Hot Springs Asset Management provides discretionary and non-discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation approach using a core-and-satellite framework with a combination of passive and active investments and operates on a fee-only basis.

Passive / index investing Active portfolio management Options & derivatives strategies
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Scott S

CFP®, CFA®, Series 66

Hot Springs, AR

Good Life Wealth Management LLC

Scott Stratton is the sole advisor at Good Life Wealth Management LLC in Hot Springs, AR, with 18 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations and has led his independent firm since 2014. Outside of financial advising, Stratton is a freelance musician and a freelance author and speaker. Good Life Wealth Management provides financial planning and investment advisory services primarily to individuals and high-net-worth clients. The firm uses a Core + Satellite investment approach focused on tax efficiency and offers both discretionary and non-discretionary account management.

Passive / index investing Active portfolio management Wealth management
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Tony N

Series 65

Hot Springs, AR

Strongtower Wealth Management, Plc

Tony Nation II is a financial advisor at StrongTower Wealth Management, Plc with one year of industry experience. He holds a Series 65 credential and previously worked at Keith Smith Company for six years and Nation's Small Engine for three years. Outside of his advisory role, he engages in public speaking at churches, pastor conferences, and marriage retreats, teaching on Biblical and personal finance topics. StrongTower Wealth Management is a team-based investment adviser serving individuals, trusts, and charitable organizations with discretionary portfolio management and financial planning. The firm employs a Modern Portfolio Theory-based approach with practical adjustments and offers access to mutual funds, ETFs, individual securities, and certain private or alternative investments for qualified clients.

Wealth management Real estate investing
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Todd S

Series 66

Hot Springs, AR

Strongtower Wealth Management, Plc

Todd Sadowski is a financial advisor with Strongtower Wealth Management, Plc, holding a Series 66 designation and 27 years of industry experience. He previously worked at G A Repple & Company for 13 years before joining Strongtower in 2018. Outside of advising, he is involved in fixed insurance sales, landscape photography, and delivers public speaking engagements focused on Biblical and personal finances. Strongtower Wealth Management is a team adviser serving individuals, trusts, and charitable organizations with discretionary portfolio management and financial planning. The firm applies a Modern Portfolio Theory-based approach with periodic rebalancing and offers both traditional and values-based investment options, managing accounts through a proprietary wrap-fee program.

Wealth management Real estate investing
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Terry B

Series 66

Hot Springs, AR

Strongtower Wealth Management, Plc

Terry Bewley is a financial advisor at Strongtower Wealth Management, Plc with nine years of industry experience. He holds a Series 66 designation and has worked at Strongtower since 2018. Bewley serves as a chaplain in the US Navy Reserves and is a public speaker, teaching on Biblical and personal finances at churches and conferences. Strongtower Wealth Management is a team adviser serving individuals, trusts, and charitable organizations with discretionary portfolio management and financial planning. The firm uses a Modern Portfolio Theory-based approach with periodic rebalancing and offers access to mutual funds, ETFs, individual securities, and private investments for qualified clients.

Wealth management Real estate investing
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