Jonathan Andrew Fredericks

Cathy Cristman is a CFP® professional with 15 years of experience, currently affiliated with Lifemark Securities Corp. and Skye Financial Services, LLC. Her work history includes roles at Cadaret, Grant & Co., Inc., Vanmeter Tax Services, and M. Griffith Investment Services. She also provides tax preparation services through CLC Tax Services during tax season. Lifemark Securities Corp. offers fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans. The firm employs a suitability-driven approach with various managed account options and combines advisory and broker-dealer activities under one roof while maintaining compliance and client disclosures.

Jason Hall is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, RBC Capital Markets, and J. B. Hanauer & Co. Outside the financial industry, he is the president and sole operator of Northern Lights LLC, a business specializing in aquatic weed management. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, investment management, brokerage, insurance products, and M&A advisory, utilizing both proprietary strategies and third-party model providers.

Nerissa Hanley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of financial advising, Hanley is co-owner and vice president of Houghtaling & Hanley Funeral Home, a local funeral service business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and maintains oversight of its model portfolios, operating primarily under a tiered wrap-fee structure.

Daniel Van Meter is a Series 66-licensed advisor with LPL Financial in Little Falls, NY. He has been in the industry since 2024, previously working at Cadaret, Grant & Co., Inc., and spent four years at Siena College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and various operational tools.

Jay Scienza is a financial advisor with LPL Financial in Herkimer, NY, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. His prior roles include positions at NBT Bank, Bank of America, Merrill, and Key Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including model portfolio programs and institutional platforms, supported by a large network of investment adviser representatives.

Austin Vanderhoof is a financial advisor at OSAIC with Series 63 and Series 65 credentials and one year of industry experience. He has previously worked at Equity Services Inc and National Life Group among other firms. Outside of his advisory role, he is involved with The Precision Financial Group and other entities focused on the sales and service of fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.