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Cathy L Cristman

Advisor at Lifemark Securities Corp. — Little Falls, NY

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

16 years

Location

Little Falls, NY

Lifemark Securities Corp. logo

Lifemark Securities Corp.

Multi-team

Total advisors

75

Across 59 offices

Clients per advisor

14 Very Low

Avg AUM per client

$403,551 Low

HNW client ratio

6% Low

About

Cathy Cristman is a CFP® professional with 15 years of experience, currently affiliated with Lifemark Securities Corp. and Skye Financial Services, LLC. Her work history includes roles at Cadaret, Grant & Co., Inc., Vanmeter Tax Services, and M. Griffith Investment Services. She also provides tax preparation services through CLC Tax Services during tax season. Lifemark Securities Corp. offers fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans. The firm employs a suitability-driven approach with various managed account options and combines advisory and broker-dealer activities under one roof while maintaining compliance and client disclosures.

Client services

Based on Lifemark Securities Corp.

Financial planning Portfolio management Selection of other advisers

Expertise

Based on Lifemark Securities Corp.

Annuities Retirement plans for business owners (SEP, solo 401k) Wealth management

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Fee options

Fixed

Financial planning flat fees typically range from $250 to $5,000 depending on complexity; also one-time fees possible.

Percentage

$0+: IAR fee from 0.35% to 0.5% depending on asset level, maximum cannot exceed 2.0%; client fee may exceed 2.0% due to add-ons N/A - N/A: IAR fees are negotiable and may be discounted or premium based on complexity and require preapproval

Commissions

Yes, as broker-dealer, commissions earned by IARs on commissionable products sold outside advisory services.

Project-based

Financial planning hourly fees typically range from $100 to $500 per hour.

Other

Minimum fee: Minimum annual account fees may apply depending on the custodian or platform used; specific amounts not stated. Fee-only: Yes, investment advisory services fees payable as percentage of assets; IAR fees negotiated within stated ranges; no commissions on advisory services.

Location

See office

Little Falls, NY

Little Falls NY

Advisors at this office

1

Most active in

New York

Work history

16 years of industry experience

Skye Financial Services, LLC

2021 - Present • 5 years

Richfield Springs and Little Falls, NY

Lifemark Securities Corp.

2021 - Present • 5 years

Rochester, NY

CLC Tax Services

2021 - Present • 5 years

Richfield Springs and Little Falls, NY

Vanmeter Tax Services, LLC

2018 - 2021 • 3 years

Little Falls, NY

Cadaret, Grant & Co., Inc.

2017 - 2021 • 4 years

Little Falls, NY

Independent insurance agent

2017 - 2021 • 4 years

Little Falls, NY

M. Griffith Investment Services, Inc

2014 - 2017 • 3 years

New Hartford, NY

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Jason H

Series 63, Series 65

Herkimer, NY

Benjamin F. Edwards & Company, Inc.

Jason Hall is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, RBC Capital Markets, and J. B. Hanauer & Co. Outside the financial industry, he is the president and sole operator of Northern Lights LLC, a business specializing in aquatic weed management. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, investment management, brokerage, insurance products, and M&A advisory, utilizing both proprietary strategies and third-party model providers.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Executive Founder/Business Owner
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Nerissa H

Series 63, Series 65

Fort Plain, NY

Primerica Advisors

Nerissa Hanley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of financial advising, Hanley is co-owner and vice president of Houghtaling & Hanley Funeral Home, a local funeral service business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and maintains oversight of its model portfolios, operating primarily under a tiered wrap-fee structure.

ESG / Sustainable investing Tax-loss harvesting Income planning
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Daniel V

Series 66

Little Falls, NY

LPL Financial

Daniel Van Meter is a Series 66-licensed advisor with LPL Financial in Little Falls, NY. He has been in the industry since 2024, previously working at Cadaret, Grant & Co., Inc., and spent four years at Siena College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and various operational tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Jay S

Series 63, Series 66

Herkimer, NY

LPL Financial

Jay Scienza is a financial advisor with LPL Financial in Herkimer, NY, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. His prior roles include positions at NBT Bank, Bank of America, Merrill, and Key Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including model portfolio programs and institutional platforms, supported by a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Austin V

Series 63, Series 65

Herkimer, NY

OSAIC

Austin Vanderhoof is a financial advisor at OSAIC with Series 63 and Series 65 credentials and one year of industry experience. He has previously worked at Equity Services Inc and National Life Group among other firms. Outside of his advisory role, he is involved with The Precision Financial Group and other entities focused on the sales and service of fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Derek M

Series 63

Herkimer, NY

OSAIC

Derek Meka is a financial advisor with Osaic Wealth, Inc. He holds a Series 63 designation and has 12 years of industry experience. Derek's prior roles include positions at The Vermont Agency, Equity Services, Inc., Pruco Securities, LLC, and Prudential Insurance Company of America. Outside of advisory work, he is co-owner of Superior Fence Company and a member of Kiwanis of Frankfort, a nonprofit focused on community fundraising. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisors and advisory platforms. The firm provides integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party managers.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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