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Credentials
ChFC®, Series 63
Experience Industry experience
47 years
Location
Irons, MI
OSAIC
Institution
Joseph Dault is a financial advisor at OSAIC with 47 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2024, he worked at Securities America Advisors, Inc. for over two decades and has operated Dault Financial Services since 1996, where he provides accounting and tax preparation services. He is also a member of the Board of Directors for the Priestly Fraternity of the Sacred Heart, a nonprofit organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide range of brokerage and advisory services, leveraging asset-allocation tools and third-party platforms to create customized investment portfolios.
Based on OSAIC
Based on OSAIC
Fixed or flat fees for financial planning and consulting services generally range up to $25,000, fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000.
Advisory Representatives also receive commissions for brokerage and insurance products sold through Osaic Wealth as a broker-dealer.
Hourly fees generally range from $0 - $750 per hour for financial planning and consulting, and $50 - $750 per hour for Non-Discretionary Investment Advisory Services.
Account minimum: $5,500 Fee-only: Hourly fees for financial planning or consulting services generally range from $0 - $750 per hour, not exceeding $25,000 total fees. Fixed or flat fees for financial planning and consulting generally range up to $25,000, and fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000, hourly fees $50 - $750 per hour.
Irons, MI
Irons MI
Advisors at this office
1
Michigan
47 years of industry experience
OSAIC
2024 - Present • 2 years
Irons, MI
OSAIC
2024 - Present • 2 years
Irons, MI
Securities America Advisors, Inc
2001 - 2024 • 23 years
Irons, MI
Dault Financial Services
1997 - Present • 29 years
Irons, MI
Dault Financial Services
1996 - Present • 30 years
Irons, MI
Dault Financial Services
1996 - Present • 30 years
Irons, MI
SECURITIES AMERICA, inc.
1996 - 2024 • 28 years
Irons, MI
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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