Joseph M. Stenard

Joshua Justice is a Series 66-licensed financial advisor with Credit Union Investment Services, bringing one year of industry experience. He has held roles at Members Trust Company, Credit Union Investment Services, SECU Brokerage Services, State Employees' Credit Union, and SECU Life Insurance Company since 2024. Justice has served in the North Carolina Air National Guard since 2019 and previously served in the US Air Force from 2014 to 2019. Credit Union Investment Services serves North Carolina residents, primarily individual investors, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with salaried advisers who provide recommendations while clients retain final decision authority.

Gilberto Carmona is a financial advisor with Latitude Advisors, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at GWN Securities, Inc., H.D. Vest Investment Services, and ownership of Gilbert M. Carmona Tax Service. Outside of his advisory work, he is involved in several business ventures including construction bidding through Carmona Business Solutions LLC and hosting the Gilbert Talks Taxes radio program focused on tax and business education. Latitude Advisors serves individual and business clients by providing financial planning, discretionary portfolio management, and pension consulting. The firm utilizes a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis with final decision authority over third-party model recommendations.

Bradford Thorne is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Edward Jones and Horace Mann. Thorne is also co-owner of Avenor Wealth, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including trading, technology, investment management, and compliance services. The firm offers various program structures and discretionary model portfolios managed by its Investment Management and Research team.

Bradley Harrill is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and eight years of industry experience. Prior to joining Commonwealth, he worked at Edward Jones for eight years and Carolina Trust Bank for two years. He is a co-owner of Avenor Wealth, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office support. The firm offers discretionary and non-discretionary investment solutions, including model portfolios and personalized indexing, with a comprehensive platform covering operations, trading, compliance, and practice management.

Tabitha Marks is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has worked at Principal Securities, Inc. and Principal Life Insurance Company for multiple years and previously held a role at Merrill. Outside of her advisory work, she owns and operates a family livestock farm, Twin Creeks Farm, in Forest City, NC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel overseas. Its advisory programs offer direct financial planning, retirement consulting, and access to third-party money manager solutions.

Tracy Faucette is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining Commonwealth in 2025, Faucette spent 29 years at Edward D. Jones & Co., L.P. She is co-owner of Avenor Wealth, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.