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Credentials
Series 66
Experience Industry experience
3 years
Location
Middletown, DE
Root Financial Partners
Multi-team
Clients per advisor
13 Very LowAvg AUM per client
$2,512,954 Very HighHNW client ratio
75% Very HighJustin Obrien is a financial advisor at Root Financial Partners with three years of industry experience. He holds the Series 66 designation and previously worked at Fidelity Investments and First Command Brokerage Services. Prior to his financial career, he served four years in the U.S. Army. Root Financial Partners provides investment management and comprehensive financial planning to individuals, trusts, estates, small businesses, and select retirement-plan clients. The firm emphasizes broadly diversified, passive portfolios tailored to client objectives and risk tolerance, and offers additional specialized strategies and financial education programs.
Based on Root Financial Partners
Based on Root Financial Partners
Based on Root Financial Partners
Fixed fees generally range between $2,000 and $65,000 for financial planning
$0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $25,000,000: 0.40% $25,000,001 - $50,000,000: 0.30% $50,000,001 - $100,000,000: 0.25% $100,000,001+: 0.20%
$250 to $750 per hour for financial planning services
Comprehensive financial planning as a standalone ongoing service under a monthly subscription model
Account minimum: $10,000 Minimum fee: Minimum annual advisory fee of $10,000, prorated monthly or invoiced quarterly Fee-only: Financial planning fees offered as fixed fees between $2,000 and $65,000, or hourly fees $250 to $750 per hour
Middletown, DE
Middletown DE
Advisors at this office
1
Delaware · Texas
3 years of industry experience
Root Financial Partners, LLC
2025 - Present • 1 year
Encinitas, CA
FIDELITY INVESTMENTS
2023 - 2025 • 2 years
Greenville, DE
First Command Brokerage Services
2022 - 2023 • 1 year
Fort Worth, TX
U.S. Army
2019 - 2023 • 4 years
Fort Leonard Wood, MO
Widener University
2015 - 2019 • 4 years
Chester, PA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Elkton, MD
Baczkowski & Company
Joseph Baczkowski is a financial advisor at Baczkowski & Company, an independent firm where he has served as the sole adviser since 1998. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to his current role, he worked at Sargent & Lundy LLC for 11 years. Baczkowski & Company provides portfolio management and financial advisory services to individual clients, focusing on discretionary management of a small client roster without minimum account balances. The firm uses publicly available research and a mix of securities, mutual funds, and ETFs to tailor diversified portfolios, with investment decisions monitored daily and trades timed using in-house forecasts.
CFP®
North East, MD
Five Rivers Financial Advisors, LLC
Benjamin Huber is a CFP® professional at Five Rivers Financial Advisors, LLC with seven years of industry experience. He has been with Five Rivers Financial Advisors since 2011. Five Rivers Financial Advisors manages approximately $52.6 million for a range of clients including individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and small businesses. The firm provides fee-based portfolio management and financial planning services, utilizing a tailored approach based on client objectives, time horizons, risk tolerance, and liquidity needs.
CFP®, Series 63, Series 66
North East, MD
Five Rivers Financial Advisors, LLC
Raymond Heidel is a Certified Financial Planner® with 25 years of industry experience. He has been with Five Rivers Financial Advisors, LLC since 1997. The firm manages approximately $52.6 million for individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and small business entities, serving both high-net-worth and non-HNW clients. Five Rivers Financial Advisors provides fee-based portfolio management and financial planning services, utilizing a tailored approach based on client objectives, risk tolerance, and liquidity needs.
Series 66
Middletown, DE
Stirlingshire Investments
Candice Gilman is a financial advisor at Stirlingshire Investments with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Sofi Wealth LLC, Coastal Investment Advisors, Capital One Advisors, and Wells Fargo Clearing. Stirlingshire Investments serves individuals, trusts, and other entities with discretionary portfolio management, financial planning, and access to model-based strategies, utilizing a variety of investment instruments tailored to client profiles. The firm integrates multiple analytical methods in portfolio construction and manages most accounts on a discretionary basis.
Series 63, Series 65
Middletown, DE
Brookwood Investment Group
Charles Trakas Jr. is a financial advisor with Brookwood Investment Group, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Brookwood in 2025, he worked at Redwood Private Wealth LLC and held roles with several firms including Principal Financial Services and Virtue Capital Management. He also owns and operates Trakas Insurance Agency and is involved with Redwood Tax Specialists and National Gold Consultants. Brookwood Investment Group serves individual investors, businesses, and employer-sponsored retirement plans by providing portfolio management, financial planning, and retirement plan advisory services. The firm customizes portfolios using a range of strategies and maintains relationships with multiple affiliated businesses and specialized platforms.
Series 65
Middletown, DE
Corecap Advisors
Daniel Simon is a Series 65 licensed financial advisor with 15 years of industry experience. He is affiliated with Corecap Advisors and also serves as a Retirement Planning Advisor at Dan White & Associates, where he conducts educational seminars on retirement planning, required minimum distribution planning, and Social Security planning. His focus includes low-risk retirement strategies designed to generate guaranteed income and protect assets for retirees. Corecap Advisors provides discretionary investment and portfolio management services to individuals, high-net-worth clients, self-directed retirement plans, and institutional clients. The firm emphasizes a relationship-oriented, long-term investment approach involving mutual funds, ETFs, equities, bonds, and selective use of options, with access to multiple custodial platforms and third-party asset managers.
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