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Kaelah Nicole Granger

Advisor at Cetera — Geneseo, NY

Updated today

Credentials

CFP®, Series 66

Experience

5 years

Location

Geneseo, NY

Cetera logo

Cetera

Institution

Total advisors

10,217

Across 5,124 offices

Clients per advisor

78 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Kaelah Granger is a CFP® professional with five years of industry experience, currently with Cetera. She has been affiliated with Cetera and Cetera ADVISORS LLC since 2021. Prior to her financial advisory roles, she worked at the University of Rochester from 2016 to 2024. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and planning services with a multi-manager platform, managing over $256 billion in assets across more than 10,000 advisors.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Geneseo, NY

Geneseo NY

Advisors at this office

1

Most active in

Arizona · New York

Work history

5 years of industry experience

Cetera

2024 - Present • 2 years

Schaumburg, IL

Cetera ADVISORS LLC

2021 - Present • 5 years

St. Cloud, MN

UNIVERSITY OF ROCHESTER

2016 - 2024 • 8 years

Rochester, NY

University of Rochester

2016 - 2024 • 8 years

Rochester, NY

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Austin G

Series 65

Honeoye Falls, NY

Gilbert Financial, LLC

Austin Gilbert is the sole advisor at Gilbert Financial, LLC, an independent advisory firm based in Honeoye Falls, NY. He holds a Series 65 designation and has 12 years of industry experience, operating Gilbert Financial since 2006. Gilbert Financial, LLC provides customized portfolio management and investment advisory services to individuals, high-net-worth clients, trusts, and corporations. The firm manages approximately $110 million in assets for around 150 clients, focusing on individualized asset-allocation models and a fixed-income practice that generally holds bonds until call or maturity.

Wealth management Passive / index investing Income planning
user avatar

Michael N

Series 65

Livonia, NY

Comfort Capital Management

Michael Nevinger is the sole advisor at Comfort Capital Management, an independent registered investment adviser. He holds a Series 65 designation and has recently founded the firm in 2025. Outside of his advisory work, Nevinger is an estimator and project manager in the construction industry through his role at 104 Contractors, which he has held since 2018. Comfort Capital Management provides fee-only investment management and financial planning services to individuals and high-net-worth clients. The firm employs a fundamental analysis and modern portfolio theory approach, emphasizing asset allocation and passive fund strategies.

College savings (529s, UTMA, etc.) Business sale tax planning Cash flow / budgeting Retirement withdrawal strategies General estate planning guidance
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Christopher Y

Series 63, Series 65

Lakeville, NY

HYJC Capital of WNY

Christopher Yuskiw is a financial advisor at HYJC Capital of WNY with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HNP Capital LLC, LPL Financial LLC, and Five Star Bank. HYJC Capital of WNY provides advisory services to individuals, high-net-worth clients, charitable organizations, and business entities, offering portfolio management and financial planning. The firm’s investment approach includes cyclical and fundamental analysis and modern portfolio theory, employing various strategies across mutual funds, fixed income, equities, ETFs, and insurance products.

Options & derivatives strategies Annuities
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John H

CFP®, Series 63

Lakeville, NY

HYJC Capital of WNY

John Haugh is a CFP® with 28 years of experience in the financial industry. He is currently with HYJC Capital of WNY, where he has worked since 2023, and has prior experience at HNP Capital LLC, LPL Financial LLC, and Five Star Bank. HYJC Capital of WNY provides advisory services to individuals, high-net-worth clients, charitable organizations, and business entities, offering portfolio management and financial planning. The firm’s investment approach includes cyclical and fundamental analysis along with modern portfolio theory, delivering both discretionary and non-discretionary management with regular monitoring and reviews.

Options & derivatives strategies Annuities
user avatar

William W

Series 66

Livonia, NY

Pinnacle Investments, LLC

William Ward is a financial advisor at Pinnacle Investments, LLC with 11 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC and Wells Fargo Advisors LLC. Outside of his advisory role, Ward serves as an enlisted soldier in the U.S. Army National Guard. Pinnacle Investments is a multi-team SEC-registered investment adviser managing approximately $1.06 billion in assets and serving nearly 2,000 clients, including individuals, high-net-worth investors, retirement plans, trusts, charitable organizations, and institutional clients. The firm offers a range of services including financial planning and portfolio management, using both fundamental and technical analysis across various securities.

Options & derivatives strategies Concentrated stock management Active portfolio management Wealth management Educators, Teachers, and Academics Founder/Business Owner
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Stephanie K

Series 66, Series 65

Honeoye Falls, NY

Missionsquare Retirement

Stephanie Keur is a financial advisor at MissionSquare Retirement with nine years of industry experience. She holds the Series 65 and Series 66 designations and has worked previously at Mutual of America Securities LLC, Mutual of America Life Insurance Company, and Axa Advisors. Outside of finance, she operated Webster Writing Consulting for over a decade. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering retirement and deferred compensation plans, offering plan administration, recordkeeping, education, and advisory services. Their Guided Pathways program provides personalized investment advice and model portfolios developed by Morningstar Investment Management for participants and IRAs held within MissionSquare-administered accounts.

General retirement planning Retirement income strategy Retirement withdrawal strategies Income planning
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