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Credentials
Series 63, Series 65
Experience Industry experience
11 years
Location
Pinconning, MI 48650
Insight Folios
Team
Kevin Wray is a financial advisor at Insight Folios with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Insight Folios since 2017, following a two-year tenure at Beacon Capital Distributors Inc. He also operates Kevin Wray Financial Services, through which he has been involved in insurance and annuity sales since 1996. Insight Folios provides portfolio management and financial planning primarily for individual and high-net-worth clients, as well as ERISA plan consulting and participant advisory services. The firm serves other registered investment advisers through sub-advisory relationships and employs a team-based approach supported by proprietary planning software and artificial intelligence tools.
Based on Insight Folios
Based on Insight Folios
Financial planning fixed fees typically range from $2,500 to $5,000
$0 - $999,999: 2.59% $1,000,000 - $1,999,999: 2.45% $2,000,000 - $4,999,999: 2.30% $5,000,000+: Negotiated
Certain advisors are licensed to accept commissions for sale of investment products; commissions are disclosed and clients may decline
Typically $250 per hour for financial planning services
Minimum fee: Financial Planning fixed fees typically range from $2,500 to $5,000; hourly fee is $250/hour
Pinconning, MI
105 W 3rd, Po Box 658
Pinconning MI 48650
Advisors at this office
1
Michigan
11 years of industry experience
Insight Folios
2017 - Present • 9 years
Pinconning, MI
Beacon Capital Distributors Inc.
2015 - 2017 • 2 years
Akron, OH
Kevin Wray Financial Services
1996 - Present • 30 years
Pinconning, MI
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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