Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 65
Experience Industry experience
11 years
Location
Gilroy, CA 95020
Creative Financial Designs, Inc.
Multi-team
Larry Chavez is a financial advisor with Creative Financial Designs, Inc. in Gilroy, CA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Creative Financial Designs since 2016 and is also involved in Christian Wealth Management as an investment professional. Creative Financial Designs serves a diverse client base including individuals, charitable organizations, corporate clients, and employer retirement plans, offering a range of investment management and financial planning services. The firm’s investment approach incorporates asset-class model allocations informed by third-party research and includes Biblical Responsible Investing strategies alongside traditional and tactical portfolio options.
Based on Creative Financial Designs, Inc.
Based on Creative Financial Designs, Inc.
$0+: Starting at 0.50% annually up to 2.00% annually for Brokerage Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Self-Directed Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Variable Annuity Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Non-Discretionary Advisory Services
Hourly fee up to $350 per hour, negotiable
Retainer fees from $25 per month up to $3,500 per month, negotiable
Account minimum: $7,000 Minimum fee: Custodial fee charged by cfd Investments for accounts at NFS: $8 monthly minimum fee Fee-only: Advisory fees negotiated between 0.50% and 2.00% annually depending on service and platform
Gilroy, CA
8000 Santa Teresa Blvd Ste 130
Gilroy CA 95020
Advisors at this office
2
California
11 years of industry experience
Creative Financial Designs, Inc
2016 - Present • 10 years
Kokomo, IN
CFD Investments
2015 - Present • 11 years
Kokomo, IN
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 66
Aromas, CA
Wealth Cairn, LLC
Peter Mu is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Wealth Cairn, LLC. His prior experience includes roles at Park Avenue Securities and Guardian Life Insurance Company. He is also licensed to sell insurance products as part of his professional activities. Wealth Cairn provides advisory services to institutional and individual clients, specializing in portfolio management, pension consulting, and financial planning. The firm employs a long-term investment approach grounded in modern portfolio theory and often implements strategies through third-party managers with ongoing due diligence.
CFP®, Series 66
Morgan Hill, CA
J Ward Financial
James Ward is a financial advisor at J Ward Financial in Morgan Hill, CA, holding CFP® and Series 66 credentials with five years of industry experience. He has worked at Simplicity Investments, The Leaders Group Inc, and Pathfinder Financial Solutions, among others. In addition to advising, Ward operates a law practice specializing in estate planning and elder law and owns a realty business. J Ward Financial provides discretionary investment management primarily for high-net-worth individuals, families, and trusts, focusing on asset-allocation strategies tailored to clients’ age, health, liquidity needs, and risk tolerance. The firm manages approximately $15.8 million across about 21 client relationships and may engage third-party advisers to assist with portfolio management.
CFP®, Series 65
Gilroy, CA
Michael Garber Financial Planning
Michael Garber is the principal of Michael Garber Financial Planning in Gilroy, CA, holding the CFP® designation and Series 65 license with nine years of industry experience. He has worked at Keysight Technologies, Inc. and its predecessor companies since 1984 in various roles, currently serving as an internal organizational consultant for sales skills development. Michael Garber Financial Planning provides independent, fee-only financial planning and investment consulting services to individuals and families, emphasizing long-term, cost-minimizing strategies that primarily utilize passive investment vehicles. The firm operates under a retainer- and project-based fee model without discretionary trading authority or custody of client assets.
CFP®, Series 63, Series 66
Morgan Hill, CA
EquityFTW
Lindsay Stuart is a CFP® with 12 years of industry experience. She is currently an advisor at EquityFTW and has previously worked at Mercer Advisors, Moss Adams Wealth Advisors, and Charles Schwab. Equity For The Win LLC provides fee-only, advice-only financial planning to individuals, high-net-worth clients, and business clients. The firm offers project-based and ongoing planning focusing on retirement, tax, business, and estate planning, as well as equity compensation analysis, without managing client assets or using asset-based fees.
CFP®, Series 63, Series 65
Hollister, CA
RLS Private Wealth Consulting, Inc.
Alex Baier is a CFP® with 11 years of experience in financial advising, currently with RLS Private Wealth Consulting, Inc. Prior to joining RLS Private Wealth, he worked at Northwestern Mutual Wealth Management Company and Foresters Financial Services. RLS Private Wealth Consulting serves high-net-worth individuals and businesses by providing family office executive and comprehensive wealth-planning services. The firm offers non-discretionary investment consulting, estate-planning coordination, and specialized family office operations, focusing on administrative oversight and project-based billing rather than traditional asset-based fees.
Series 66
La Selva, CA
Wealth Innovation
Jon Eric Kronvall is a financial advisor at Wealth Innovation with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Bank and OneDigital Investment Advisors. He also owns Esoteric Advisors, a consulting practice providing expert witness services unrelated to investment management. Wealth Innovation provides fee-only investment advisory and portfolio management services primarily to high net-worth individuals. The firm manages approximately $12.7 million in discretionary assets and focuses on tailored investment plans that utilize fundamental and technical analysis, modern-portfolio theory, and tactical adjustments.
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