Leonard Hayduchok

Bradley Fine is a Series 65-licensed financial advisor with eight years of industry experience. He is the sole principal of Four Seasons Investment Management LLC and previously worked at Sandy Spring Bank/TRUST for 17 years. Four Seasons Investment Management is an independent, fee-only firm serving individual investors, trusts, endowments, and select business entities. The firm offers discretionary wrapped investment management, hourly advisory services, and educational seminars, managing portfolios under a fiduciary Prudent Investor Standard with a focus on globally diversified allocations and tax sensitivity.

Kevin Ohara is a CFP® professional with eight years of industry experience. He is currently with O'H Capital LLC, where he has worked since 2023, following a 16-year tenure at Truist Financial and a brief retirement. O'H Capital LLC provides discretionary asset management and ongoing investment advisory services to individuals, high net worth clients, trusts, small businesses, and estates. The firm develops client-specific investment strategies using fundamental and technical analysis and conducts quarterly portfolio reviews under discretionary trading authority.

Paul Jones is a financial advisor at Great Ocean Road Financial with 13 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to founding his current firm, he worked at Watchtower Wealth Management and held roles with various organizations including TransCore and the Commonwealth of Pennsylvania Comptroller's Office. Jones also owns and operates Jones Accounting Company LLC, providing accounting, bookkeeping, and tax preparation services. Great Ocean Road Financial is an independent advisory firm serving individual investors and plan sponsors with investment management, financial planning, and retirement plan consulting. The firm offers tailored portfolios using a mix of fundamental, technical, and quantitative analysis, and provides specialized ERISA advisory services, benefiting from the owner’s CPA background and affiliated accounting practice.

Nicholas Shevland is a CFP® and CFA® with 12 years of industry experience. He is the sole advisor at Breakwater Wealth Management, a Delaware-registered independent firm he founded in 2022. His prior experience includes roles at Janney Montgomery Scott, Morgan Stanley, and Morgan Stanley Private Bank. He is also a licensed insurance agent in Millville, DE. Breakwater Wealth Management serves individuals and high-net-worth clients with wealth management services including financial planning, discretionary portfolio management, and retirement-account advice. The firm employs a primarily long-term, ETF-centered investment approach tailored to client goals and risk tolerance, and offers a wrap fee program that integrates transaction and custodial costs into its advisory fee.

Glen Harding is the sole advisor at Harding's Wealth Managers, Inc. in Millsboro, DE, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has led his independent firm since 2006. Harding is also active as an independent insurance agent, selling fixed and indexed annuities as well as various life and long-term care insurance products. Harding’s Wealth Managers, Inc. offers personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides both discretionary and non-discretionary asset management, constructing custom portfolios using mutual funds, ETFs, and other exchange-traded products, with ongoing account monitoring and formal reviews at least semiannually.

Benjamin White is a financial advisor at D/W Financial Consultants LLC with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has been with his current firm since 2009. D/W Financial Consultants provides financial and retirement consulting primarily to plans, plan sponsors, and other institutional clients, as well as trusts, estates, charitable organizations, and business entities. The firm offers plan-level advice, fund selection assistance, participant education, and customized financial planning, typically recommending diversified portfolios by asset class without discretionary management or custody of assets.