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Maram Alaiwat

Advisor at Equity Services, inc.

Updated today

Location

Detroit, MI 48207

Credentials

Series 63, Series 65

Industry experience

12 years

About

Maram Alaiwat is a financial advisor with Equity Services, Inc. and National Life Group, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. Her prior experience includes roles at New York Life Insurance Company and NYLIFE Securities, LLC. Outside of her advisory work, she serves as president of Maram Financial Services, LLC, provides educational consulting on health care and financial matters, and is active in nonprofit leadership as president and chair of the American Lung Association Michigan leadership board. Equity Services, Inc. (doing business as ESI Financial Advisors) provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and retirement plans. The firm uses a blend of proprietary and third-party investment platforms and offers both discretionary and non-discretionary trading strategies focused on long-term asset allocation and manager-driven model portfolios.

Client services

Based on Equity Services, inc.

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Equity Services, inc.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Passive / index investing Long-term care insurance

Occupation focus

Based on Equity Services, inc.

Founder/Business Owner Retired

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Fee options

Fixed

Financial planning fixed fees up to $1,200 in advance; fees for financial plans and consulting services negotiable

Percentage

$1 - $1,000,000: 1.00% annually (0.25% quarterly) $1,000,001 - $2,500,000: 0.75% annually (0.1875% quarterly) $2,500,001 - $4,999,999: 0.60% annually (0.15% quarterly) $5,000,000 - $10,000,000: 0.50% annually (0.125% quarterly) $10,000,001+: 0.35% annually (0.0875% quarterly)

Commissions

Commission-based compensation available through affiliated broker-dealer activities and product sales

Project-based

Hourly charges reported but no specific hourly rates disclosed in brochure

Other

Account minimum: $10,000 to $750,000 depending on the advisory program Fee-only: Financial planning/consulting fees negotiable, generally not exceeding $15,000; financial planning fixed fees up to $1,200 in advance; consulting fees up to $1,200 in advance, no advance fees > $1,200 unless agreed

Location

2921 East Jefferson Avenue, Suite 102 And 105

Detroit, MI 48207

Most active in

Michigan

Work history

National Life Group

2020 - Present (6 years)

Equity Services, Inc.

2020 - Present (6 years)

NYLIfe Securities, LLC

2013 - 2019 (6 years)

NEW YORK LIFE iNSURANCE COMPANY

2012 - 2019 (7 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Tax-loss harvesting Retirement income strategy Income planning Equity compensation tax strategy Charitable giving & philanthropy Executive
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Income planning Debt management Options & derivatives strategies Tax-loss harvesting
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