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Michael Beard

Advisor at Raymond James Financial

Updated today

Location

Lamar, CO 81052

Credentials

Series 66

Industry experience

13 years

About

Michael Beard is a financial advisor at Prospera Financial Services, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 11 years before joining Prospera in 2023. Outside of his advisory role, Beard manages a commercial rental property through an LLC. Prospera Financial Services is an enterprise-scale advisory and broker-dealer firm serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors across 140 offices, offering a range of investment advisory and financial planning services delivered via multiple platforms and customizable portfolio strategies.

Client services

Based on Raymond James Financial

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Hourly & fixed rate consultations

Expertise

Based on Raymond James Financial

General retirement planning Business succession planning Cash flow / budgeting

Occupation focus

Based on Raymond James Financial

Founder/Business Owner Retired

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Fee options

Fixed

Fixed (flat) dollar fees may be charged for planning and/or investment consulting services

Commissions

Commissions are charged in brokerage accounts when implementing financial plans or recommendations; fees and commissions may be offset or discounted for legacy clients.

Project-based

Hourly rates for planning and/or investment consulting services generally up to $400 per hour

Other

Fee-only: Hourly fees generally up to $400 per hour; fees may also be fixed (flat) dollar amounts or a percentage of assets under advisement not to exceed 2.25%

Location

109 Lee Avenue, Suite 11

Lamar, CO 81052

Most active in

Colorado · Texas

Work history

Raymond James Financial Services, Inc.

2026 - Present (1 year)

Raymond James Financial Services Advisors, Inc.

2026 - Present (1 year)

Paraclete Wealth Consultants LLC

2023 - 2026 (3 years)

Paraclete Financial Group LLC

2023 - 2026 (3 years)

Prospera Financial Services

2023 - 2026 (3 years)

Edward Jones

2012 - 2023 (11 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Melissa B

CFP®, Series 63, Series 65

Lamar, CO

Edward Jones

Melissa Bower is a CFP® credentialed financial advisor with 12 years of industry experience. She has worked at Edward Jones since 2019 and previously held positions with PRUCO Securities, LLC and Prudential Insurance Company of America. Outside of finance, she owns a natural body products business and serves as a part-time business professor at Morgan Community College. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by one of the largest networks of financial advisors and branch offices in the industry.

Retirement income strategy General retirement planning Wealth management Government Employee
user avatar

Brenna C

Series 66

Lamar, CO

OSAIC

Brenna Chenoweth is a financial advisor at OSAIC with 11 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Signator Investors, Inc. and Transamerica Financial Advisors, Inc., as well as operating her own advisory business under Core Financial. She is involved in insurance and Medicare consulting through Core Financial Advisors, Inc., which she owns. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse range of clients including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers various programs and access to multiple custodial platforms, supporting thousands of advisors and managing approximately $200 billion in assets.

Annuities Founder/Business Owner Executive Retired
user avatar

Monty C

Series 63, Series 65

Lamar, CO

OSAIC

Monty Coen is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Royal Alliance Associates, Signator Investors, and Transamerica Financial Advisors. Outside of his advisory work, Coen serves on the Lamar Christian Church board, the Prowers Conservation District board, and the 911 Authority Board of Prowers County, and he is the owner/operator of Coen Farms. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a combination of risk-tolerance assessments, asset-allocation software, and portfolio optimization tools, offering a range of investment options and advisory programs across multiple custodial platforms.

Annuities Founder/Business Owner Executive Retired
user avatar

Zebadiah H

Series 66

Lamar, CO

OSAIC

Zebadiah Harvey is a Series 66-licensed financial advisor with Osaic Wealth, Inc., bringing one year of industry experience. His prior roles include positions at McClave State Bank, American Ag Credit, and Legacy Bank. Outside of his advisory work, he volunteers as a high school wrestling coach and teaches a business class at Lamar Community College. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA broker-dealer serving a diverse client base that includes individual investors, retirement plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers access to a wide range of investment products and third-party managers.

Annuities Founder/Business Owner Executive Retired
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