Michael Beard is a financial advisor with Raymond James Financial, holding a Series 66 designation and 13 years of industry experience. He previously worked at Edward Jones for 11 years and was associated with Paraclete Wealth Consultants, Paraclete Financial Group, and Prospera Financial Services for three years. Beard is also involved in property management through an LLC for commercial rental property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Melissa Bower is a CFP® credentialed financial advisor with 12 years of industry experience. She has worked at Edward Jones since 2019 and previously held positions with PRUCO Securities, LLC and Prudential Insurance Company of America. Outside of finance, she owns a natural body products business and serves as a part-time business professor at Morgan Community College. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by one of the largest networks of financial advisors and branch offices in the industry.

Brenna Chenoweth is a financial advisor at OSAIC with 11 years of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2018. Prior to joining OSAIC, she worked at Signator Investors, Inc., and operates Core Financial, through which she provides insurance and investment-related services. Outside of advising, she is involved in Medicare consulting and owns Core Financial Advisors, Inc. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to manage diversified portfolios.

Monty Coen is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, Mr. Coen is the owner and operator of Coen Farms and serves on multiple local boards including the Lamar Christian Church and the 911 Authority Board of Prowers County. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services along with access to multiple investment platforms and third-party money managers. The firm employs a variety of asset-allocation tools and portfolio management strategies, supporting both discretionary and non-discretionary accounts.

Zebadiah Harvey is a financial advisor with Osaic Wealth, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at McClave State Bank, Legacy Bank/InBank, and American Ag Credit. Outside of his advisory duties, he volunteers as a high school wrestling coach and teaches a business class at Lamar Community College. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that include a variety of investment options.