Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63
Experience Industry experience
12 years
Location
Moira, NY
Mass Mutual Investors Services
Institution
Michael Lapage is a financial advisor with MassMutual Investors Services in Moira, NY, holding a Series 63 credential and bringing 12 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2016. Outside of his advisory role, Lapage is involved in insurance sales through Empire State Strategic Partners, LLC, focusing on life, disability, and health insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative annual relationships using firm-approved tools to analyze client goals.
Based on Mass Mutual Investors Services
Based on Mass Mutual Investors Services
Commissions on securities and insurance products sold; commissions vary by product
Minimum fee: Minimum annual fee of $500 for Financial Planning Services Fee-only: Annual financial planning fees range from $500 up to over $35,000, negotiable and possibly waived
Moira, NY
Moira NY
Advisors at this office
1
New York · Texas
12 years of industry experience
Mass Mutual Investors Services
2016 - Present • 10 years
Latham, NY
MassMutual Life Insurance co
2016 - Present • 10 years
Latham, NY
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
An unpaid judgment or lien against the advisor, such as a tax lien.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Series 65
Brushton, NY
Niles Asset Management, Inc
Ryan Niles is a financial advisor at Niles Asset Management, Inc., holding a Series 65 designation. He has over 20 years of experience with the firm and has been affiliated with Clarkson University since 2017. Niles Asset Management is a fee-only investment adviser serving individuals, institutions, and banks, offering personalized financial planning and portfolio management. The firm employs a strategic core-and-satellite asset allocation approach and manages approximately $96 million in client assets, with a focus on discretionary management and a variety of engagement structures.
CFP®
Brushton, NY
Niles Asset Management, Inc
Terry Niles is a CFP® professional with 35 years of experience at Niles Asset Management, Inc. He is based in Brushton, NY. Outside of his advisory work, he owns and supervises operations at Niles and Sons, LLC, which includes a restaurant. Niles Asset Management provides personalized financial planning and investment management to individuals, trusts, estates, charitable organizations, pension plans, and small businesses. The firm employs a core-and-satellite investment approach and offers a variety of engagement structures without accepting commissions.
Series 65
Brushton, NY
Niles Asset Management, Inc
Graham Niles is a Series 65-licensed financial advisor at Niles Asset Management, Inc. with 11 years of industry experience. He has been with Niles Asset Management since 2015. Niles Asset Management provides personalized financial planning and investment management to a diverse client base, including individuals, trusts, estates, charities, pension plans, small businesses, and banks. The firm uses a core-and-satellite investment approach and offers a range of engagement options beyond typical asset management, such as fixed retainers and standalone planning or tax services.
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