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Credentials
CFP®
Experience Industry experience
4 years
Location
Brushton, NY
Niles Asset Management, Inc
Supported
Total advisors
3Clients per advisor
129 Very HighAvg AUM per client
$232,758 Very LowHNW client ratio
3% Very LowTerry Niles is a CFP® professional with 35 years of experience at Niles Asset Management, Inc. He is based in Brushton, NY. Outside of his advisory work, he owns and supervises operations at Niles and Sons, LLC, which includes a restaurant. Niles Asset Management provides personalized financial planning and investment management to individuals, trusts, estates, charitable organizations, pension plans, and small businesses. The firm employs a core-and-satellite investment approach and offers a variety of engagement structures without accepting commissions.
Based on Niles Asset Management, Inc
Retainer agreements range from $13,000 to $30,000 annually, negotiable; financial planning minimum fee $100, negotiable
$0 - $10,000: 1.25% minimum annual fee (fee may be higher percentage for smaller accounts) $10,001+: 1.25% on equity/balance; 1.00% on fixed income (fees are negotiable)
$100 per hour for follow-on financial planning implementation and limited scope engagements; $125 per hour for separate tax preparation
Account minimum: $100,000 Minimum fee: Minimum annual fee of 1.25% of assets under management, with account minimum of $100,000; minimum annual fee charged when account value falls below $10,000 Fee-only: Fee-only financial planning and investment management; no commissions accepted
Brushton, NY
Brushton NY
Advisors at this office
3
New York
4 years of industry experience
Niles Asset Management
1991 - Present • 35 years
Brushton, NY
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 65
Brushton, NY
Niles Asset Management, Inc
Ryan Niles is a financial advisor at Niles Asset Management, Inc., holding a Series 65 designation. He has over 20 years of experience with the firm and has been affiliated with Clarkson University since 2017. Niles Asset Management is a fee-only investment adviser serving individuals, institutions, and banks, offering personalized financial planning and portfolio management. The firm employs a strategic core-and-satellite asset allocation approach and manages approximately $96 million in client assets, with a focus on discretionary management and a variety of engagement structures.
Series 65
Brushton, NY
Niles Asset Management, Inc
Graham Niles is a Series 65-licensed financial advisor at Niles Asset Management, Inc. with 11 years of industry experience. He has been with Niles Asset Management since 2015. Niles Asset Management provides personalized financial planning and investment management to a diverse client base, including individuals, trusts, estates, charities, pension plans, small businesses, and banks. The firm uses a core-and-satellite investment approach and offers a range of engagement options beyond typical asset management, such as fixed retainers and standalone planning or tax services.
Series 63
Moira, NY
Mass Mutual Investors Services
Michael Lapage is a financial advisor with MassMutual Investors Services in Moira, NY, holding a Series 63 credential and bringing 12 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2016. Outside of his advisory role, Lapage is involved in insurance sales through Empire State Strategic Partners, LLC, focusing on life, disability, and health insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative annual relationships using firm-approved tools to analyze client goals.
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