Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63
Experience Industry experience
42 years
Location
Punxsutawney, PA 15767
Ameritas Advisory Services, LLC
Enterprise
Michael Mumau is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and possessing 42 years of industry experience. His career includes roles at Swift Kennedy & Associates and Underwriters Brokerage, among others. Outside of his advisory work, he is a part owner of Punx’y Beverage Company, which sells cider, mead, and wine. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, and retirement plan advisory through various program platforms and leverages third-party managers and technology to customize portfolios.
Based on Ameritas Advisory Services, LLC
Based on Ameritas Advisory Services, LLC
Flat fee financial planning and consulting; specific amounts negotiated per client
$0 - $250,000: Up to 2.35% (inclusive of program and IAR fees depending on program) $250,001 - $500,000: Up to 2.10% $500,001 - $750,000: Up to 1.85% $750,001 - $1,000,000: Up to 1.60% $1,000,001 - $3,000,000: Up to 1.30% - 1.35% (program dependent) $3,000,001 - $5,000,000: Approximately 1.05% $5,000,001+: Between 0.80% and negotiable depending on program
Commission-based variable insurance products sold through affiliated broker-dealer AIC
Hourly financial planning fees up to $500/hour
Account minimum: Varies by program; see detailed program minimums below Minimum fee: Minimum fees for some programs, e.g., $50 annual minimum fee in AIS and AMR programs, $40 minimum account fee if under $70,000 in AMR and AMS programs Fee-only: Hourly rates up to $500 per hour and flat fees for financial planning and consulting; paid as agreed with client
Punxsutawney, PA
31 Universal Dr Ste A
Punxsutawney PA 15767
Advisors at this office
1
Pennsylvania · Texas
42 years of industry experience
Punx'y Beverage Company
2022 - Present • 4 years
Punxsutawney, PA
Ameritas Advisory Services, LLC
2021 - Present • 5 years
Lincoln, NE
Mumau Investments and Insurance
2019 - Present • 7 years
Punxsutawney, PA
Swift Kennedy & Associates
1999 - Present • 27 years
Dubois, PA
Underwriters Brokerage
1990 - Present • 36 years
Pittsburgh, PA
Ameritas Life insurance Corp
1988 - Present • 38 years
Lincoln, NE
Ameritas Investment Corp.
1984 - Present • 42 years
Lincoln, NE
Western PA Finl Ctr DBA Ameritas Finl Services of WPA
1981 - Present • 45 years
Punxsutawney, PA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
A client's investment-related complaint, arbitration or lawsuit, including ones that were denied, withdrawn or settled.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 63, Series 65
Dayton, PA
Private Advisor Group, LLC
Mark Luchesa is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 65 credentials. He has 31 years of industry experience and has been with Private Advisor Group since 2011. He also operates Marcello Wealth Management, Inc., where he is involved with life and health fixed annuities. Additionally, Luchesa serves on the board of the Marcello Charitable Trust. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing a range of portfolio management and financial planning services. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party investment platforms to deliver customized solutions.
Series 63, Series 65
Punxsutawney, PA
OSAIC Institutions, INC.
Eric Britton is a financial advisor with OSAIC Institutions, INC. holding Series 63 and Series 65 credentials and has 20 years of industry experience. He has worked at Infinex Investments, Inc. since 2015 and at First Commonwealth Insurance/Advisors since 2002. Britton also dedicates time to the First Commonwealth Bank Trust Division providing trust services. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a platform that includes lending solutions and third-party asset manager referrals.
Series 63, Series 65
Marion Center, PA
Ameriprise
Kristain Krecota is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Ameriprise since 2018, including prior roles at Investment Professionals, Inc. and Lincoln Financial Advisors. Outside of his advisory work, Krecota owns a nonprofit organization called Stockings for Seniors of Indiana County, which delivers Christmas stockings to individuals in nursing homes. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.
Series 63, Series 66
Punxsutawney, PA
LPL Enterprise
Robert Monkelis is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, with prior experience at Ameriprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in wrap programs.
Series 66
Reynoldsville, PA
Ameriprise
Zachary Evock is a financial advisor with Ameriprise in Reynoldsville, PA, holding a Series 66 designation and 14 years of industry experience. Prior to joining Ameriprise in 2020, he worked at PNC Investments for six years. Outside of his advisory role, he is connected to Copper Cabin Farm LLC, a livestock sales business owned by his wife. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.
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