Michelle Denise Peterson

Nathan Tomkiewicz is a CFP® certificant with eight years of industry experience. He is the owner and principal of Tomkiewicz Wealth Management, LLC, an independent, fee-only registered investment adviser based in Wynantskill, NY. Prior to founding his firm in 2025, he worked at Berkshire Money Management, Inc. and Berkshire Management, Inc., and spent ten years in full-time education. Tomkiewicz Wealth Management provides discretionary wealth management and integrated financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a combination of fundamental and technical analysis with modern portfolio theory principles, using both passive and active strategies across various investment types.

Justin Kim is a financial advisor at Ludus Capital, LLC with two years of industry experience. He previously worked at Locust Wood Capital for four years and has a background at NYU Stern School of Business. Justin holds the Series 65 designation. Ludus Capital provides discretionary investment management through separately managed accounts to individual and select institutional clients, including qualified individuals, trusts, charitable organizations, other advisers, and corporate entities. The firm employs a value-oriented, opportunistic equity strategy with concentrated portfolios and manages accounts with a long-term perspective while maintaining flexibility to invest across a broad range of instruments.

Lina Zhu is a financial advisor at Mia Lee Financial with two years of industry experience. She holds a Series 65 designation and previously worked at Grant Thornton LLP and Kroll. Outside of her advisory work, she is also an accountant. Mia Lee Financial is an independent firm providing portfolio management services to individuals and high-net-worth clients. The firm emphasizes a long-term investment approach combining fundamental analysis, modern portfolio theory, and quantitative methods, offering both discretionary and non-discretionary account management primarily focused on equities, fixed income, and ETFs.

Brian Parr is a financial advisor at Aquila Ventures LLC in Delmar, NY, holding a Series 65 designation with four years of industry experience. He has been with Aquila Ventures since 2018 and previously worked at the University at Albany for eleven years. Aquila Ventures LLC provides investment advisory and money management services to both individual and institutional investors, employing a long-term, value-oriented investment approach. The firm uses a multi-bucket framework that includes safe money, index exposure, quality individual stocks, and a smaller speculative/options sleeve, favoring buy-and-hold bond strategies and the use of options to generate income and manage risk.

James Marshall Jr. is the sole advisor at JM Advisors, LLC, an independent firm based in Albany, NY. He holds Series 63 and Series 65 designations and has 14 years of industry experience. He has led JM Advisors since 2011. JM Advisors provides fee-only financial planning and investment advisory services to individuals, trusts, and estates, focusing on areas such as cash management, risk management, retirement and estate planning, and tax strategy. The firm offers written investment recommendations without discretionary trading authority and employs fundamental analysis and third-party research to guide client decisions.

I got into financial services in 2008, watching the crash teach a hard lesson about what happens when a plan has no real structure behind it. I earned my CFP® in 2013, added my CIMA® in 2014, and became a CEPA® (Certified Exit Planning Advisor) in 2021, credentials that together let me work across investment management, tax-aware planning, and the mechanics of walking away from a practice on your own terms. Capable Wealth is built around one kind of client: orthopedic surgeons, generally between 45 and 65, sitting on high incomes, valuable practices, and very little time to plan for what comes next. Most of what I do lives in the years leading up to and around a transition: selling a practice, restructuring around QBI and S-corp income once the phase-outs start working against you, designing a cash balance plan that can absorb $150,000 to $350,000 a year for someone this far into a compressed earning window, or structuring an installment sale so it doesn't quietly cost more in taxes than it needed to. I spend less time explaining what a 401(k) is and more time looking for the kind of leaks that hide in a surgeon's plan, the ones most advisors miss because they're not built for a schedule, an income curve, and a practice structure this specific. I work with clients nationwide, wherever you practice. Outside of planning, I'm the person who ends up talking training and recovery with clients as much as tax brackets, which probably explains the pull toward a field full of people who treat their own bodies like the asset they are. I know what it feels like to have money make your decisions for you instead of the other way around, and that's a large part of why this work matters to me. If you're a surgeon starting to think seriously about your exit, or just tired of feeling like your plan hasn't caught up to your career, let's talk.