Nathaniel De Jesus

Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Teresa Christensen is a CFP® professional with 15 years of industry experience. She operates Christensen Consulting, a sole proprietorship through which she contracts exclusively with Coats Financial Planning. Christensen works primarily from Dunnellon, FL, and travels quarterly to Kentucky to meet with clients. Coats Financial Planning serves individuals, trusts, estates, and small businesses by providing personalized financial planning and investment advice. The firm follows a fee-only, retainer-based model emphasizing asset allocation and long-term, buy-and-hold strategies using passively managed index funds and ETFs.

Raymond Oconnell is a financial advisor at Wealth Watch Advisors, INC with 21 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Coppell Advisory Solutions, Onyx Bridge Wealth Group, Altus Wealth and Tax, Elite Investment Team, and Altus Wealth Strategies, with a career dating back to 1996 at O'Connell Associates. Outside of his advisory work, he is involved in non-investment businesses including fixed insurance brokerage, consulting for CPA teams, and education on wealth-building and tax strategies for business owners and high-net-worth professionals. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach using approved sub-advisors and strategies tailored through client interviews and risk assessments.

Gregory Wheeler is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC since 2022. He previously worked at Texas Yale Capital Corp from 2015 to 2022. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios and a range of strategies such as independent managers and optional ESG integration.

Michael Riley is a CFP® and ChFC® with over 32 years of experience in financial advisory services. He is currently with Simplicity Wealth and The Leaders Group Inc, having previously worked at Calton & Associates, Mutual Trust Asset Management, and Mutual Trust Co. of America Securities. Riley is also involved in estate and financial planning through his ownership in Estate & Retirement Resources and serves on the boards of the Salvation Army and Academy at the Lakes, a non-profit secondary education institution. Simplicity Wealth serves a diverse client base including individual and high-net-worth clients, as well as financial intermediaries such as third-party advisers and trust companies. The firm employs a model-driven, fund-of-funds investment approach using ETFs, mutual funds, and select individual securities, and offers technology-driven managed account programs alongside portfolio management and advisory services.

James Staines is a financial advisor at Principal Advised Services with three years of industry experience. He holds the Series 66 designation and has previously worked at Wealth and Income Strategies, Inc. He is also involved in community activities as a State Committeeman in Florida. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm integrates proprietary and third-party investment models and operates within the Principal Financial Group family, enabling access to affiliated products and coordinated oversight.