Nolan Ginsberg

Spencer Smith is a financial advisor at US Growth Partners, LLC with nine years of industry experience. He holds Series 66 and Series 65 designations and has worked at several firms, including Tremont Street Advisors, LLC and Respire Wealth Management, LLC. In addition to his advisory role, he provides business consulting on product development and growth strategies to Northstar Industries in Houston. US Growth Partners, LLC primarily serves individual and fiduciary clients as well as pooled and institutional portfolios, offering both discretionary and non-discretionary investment management and financial planning services. The firm employs a multi-method investment approach and manages a substantial portion of assets on a non-discretionary basis, with no account minimums.

Angela Johnson is a CFP® professional with 21 years of experience in the financial services industry. She has worked at Worthen Financial Advisors, Inc. since 2021 and previously spent 16 years with Farmers Financial Solutions and Farmers Insurance Group. Outside of her advisory role, she serves as president of Eva Marie Enterprises, LP, a commercial real estate company, and leads EB Worthen Group, Inc., a management company for insurance-affiliated agencies and office buildings. Worthen Financial Advisors serves individuals, trusts, small businesses, and participant-directed retirement plans with investment management and financial planning services. The firm emphasizes passive, evidence-based asset-class allocations implemented primarily with low-cost mutual funds, ETFs, and third-party model portfolios, offering both discretionary and non-discretionary portfolio management.

Johnny Salinas Jr. is a financial advisor at Salinas Asset Management, LLC in Texas City, TX, with two years of industry experience. He holds a Series 65 designation and has worked previously at Equitable Advisors, LLC and the Texas State Securities Board. Outside of advisory services, he operates Financial Adviser Exam Tutors, LLC, where he provides tutoring during non-trading hours. Salinas Asset Management, LLC is an independent investment adviser serving individual and high-net-worth clients with a small portfolio base. The firm employs a diversified investment process that includes technical, fundamental, quantitative, and qualitative analysis, offering multiple model objectives and access to a range of higher-risk instruments and strategies.

Rachel Harris is a financial advisor at Harris Financial Consulting, PLLC with six years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Primerica Advisors and Primerica Financial Services. Outside of finance, she operated the Rachel Harris Music Studio for eight years. Harris Financial Consulting provides financial planning, portfolio advisement, retirement planning, philanthropic investment advice, financial document drafting, and educational seminars to retail and institutional clients. The firm follows a non-discretionary, fee-only approach based on Modern Portfolio Theory and behavioral finance, emphasizing diversified long-term strategies and client engagement.

Michael Goodrich is the sole advisor at Goodrich Financial Advisory LLC in Santa Fe, TX. He holds a Series 65 designation and has three years of industry experience. Prior to founding his firm in 2022, he served 15 years in the United States Air Force. Goodrich Financial Advisory provides portfolio management and financial planning services to individuals, including high-net-worth clients, as well as small- and medium-sized businesses and their owners. The firm employs a discretionary management approach based on client-specific Investment Policy Statements and combines fundamental, quantitative, and technical analysis in its investment process, while also offering business-focused financial planning and analysis services.

Thomas Till is a financial advisor with APPS Wealth Management, Inc. in Friendswood, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with APPS Wealth Management since 2017 and also owns Compass Tax Solutions, a local tax preparation business. Till has a background that includes roles at Investment Advisors, Life Planning Solutions, Inc., Proequities, Inc., and APPS Financial Group, Inc. APPS Wealth Management is an independent advisory firm that provides financial planning and investment advice primarily to individual clients. The firm refers clients to third-party money managers for portfolio management and custody, assisting with onboarding and monitoring without exercising discretionary trading authority.