Penny Gordon

Andres Hung Parmeggiani is a CFP® with four years of industry experience, currently serving as a financial advisor at Truist Advisory Services. He has held various roles within Truist subsidiaries since 2019 and has prior experience at Florida International University, Ed Morse Honda, and Lincoln College of Technology. Truist Advisory Services provides investment consulting, retirement plan services, and a managed‑account program to individual, corporate, charitable, and institutional clients. The firm emphasizes asset allocation advice and manager selection support, utilizing AI-enabled tools alongside traditional equity research.

Anay Gonzalez is a financial advisor at Fidelity with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Fidelity in 2025, Gonzalez held positions at Tai Lopez Brands, Empower Financial Services, Valic Financial Advisors, Trinity Wealth Securities, and Florida Financial Advisors. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad range of mutual funds, ETFs, and ETPs.

Edwin Rodriguez Salazar is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. His work history includes multiple roles within Thrivent Financial and Thrivent Investment Management since 2020, with prior experience at ACR of South Florida. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on retirement, tax, estate, and other planning topics. The firm combines these planning services with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management functions.

Adriana Eppstein is a financial advisor at Merrill with 8 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Wells Fargo, and Prudential. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage services. The firm combines a variety of investment strategies and is integrated with Bank of America’s broader capital markets platform.

Michael Cardwell is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He is a partner and president of Chapman & Cardwell PLLC and PMC Group INC d/b/a Cardwell Capital Management, where he shares responsibilities for day-to-day operations. Raymond James Financial Services Advisors, Inc. serves a wide range of clients including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by firm research and a broad affiliate network.

Juan Carlos Espinal is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across multiple Fidelity divisions, including Institutional Services and Brokerage Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive roles in commodity pool operations and advisory services to multiple registered investment companies.