Ricardo Eduardo Harmsen

Gloria Maxfield is a financial advisor at Women's Worth Advisors with eight years of industry experience. She holds the Series 65 and Series 63 designations. Her prior roles include positions at LPL Financial LLC, INVEST Financial Corp, and The Bedminster Group. Women's Worth Advisors, LLC provides financial planning, non-discretionary investment management, financial consulting through a Money Management Wellness program, and qualified plan consulting to a range of clients including individuals, families, businesses, and retirement plans. The firm emphasizes integrated planning and offers predominantly non-discretionary management, implementing recommendations with client approval, and also serves as an ERISA fiduciary in qualified plan consulting.

Jack Worrell is a CFP® with 17 years of industry experience, currently serving as the sole advisor at Carolina Planning Group LLC in Beaufort, SC. His prior work includes three years at Woodbury Financial Services Inc. and over two decades at Kinghorn Insurance Agency. In addition to his advisory role, he is active as an insurance agent specializing in property and casualty sales. Carolina Planning Group provides personalized financial planning and investment management to individuals, high-net-worth clients, and entities such as pension and profit-sharing plans, trusts, and charitable organizations. The firm uses a strategic asset allocation approach emphasizing passive, multi-factor investments and primarily recommends Dimensional Fund Advisors mutual funds for core portfolio exposure.

Robert Green is the principal advisor at BG Financial Advisors, LLC in Beaufort, SC, with 24 years of industry experience. He holds the ChFC® and Series 63 designations and has been operating his advisory business since 1988. Green is also a licensed attorney, though he is not currently practicing law, and he spends a small portion of his time involved in insurance sales. BG Financial Advisors serves individual clients by providing financial planning and investment management focused on retirement strategies. The firm employs discretionary portfolio management using asset-allocation model portfolios through SEI Private Trust, supplemented with customized allocations, and coordinates planning with clients’ tax and legal advisors.

Kent Thune is a financial advisor at Atlantic Capital Investments, LLC with 22 years of industry experience. He has held his current role since 2006 and previously worked at American Pensions, Inc. from 2000 to 2006. He holds a Series 63 designation. Atlantic Capital Investments, LLC is a fee-only registered investment adviser serving individuals, corporate clients, and pension, 401(k), and profit-sharing plans. The firm emphasizes pension consulting and manages client portfolios on a non-discretionary basis using no-load and load-waived mutual funds and ETFs, with regular reviews and rebalancing.

Todd Rhine is a CFP® with 33 years of industry experience, currently serving as an advisor at Atlantis Wealth Advisors LLC. He has been affiliated with Atlantis Wealth Advisors and IBN Financial Services since 2015 and has operated Financial Profile Clinic, Inc., an insurance brokerage firm, since 1988 where he holds the position of president. Outside of his advisory work, Rhine is involved in book production and distribution through RH Books and serves as an endowment committee consultant for 1st Presbyterian Church in Hilton Head Island, SC. Atlantis Wealth Advisors LLC provides financial planning, asset management, and consulting services to a diverse client base including individuals, pension plans, trusts, and charitable organizations, managing approximately $150 million in assets. The firm employs a strategy combining macroeconomic analysis with fundamental security selection and offers a range of investment solutions including proprietary strategies and affiliated managed accounts.

Gay Wagner is a financial advisor at Jemma Financial Services with 11 years of industry experience. She holds Series 66, Series 65, and Series 63 designations. Her prior work includes seven years at Brown Advisory and one year at Merrill. Jemma Financial Services advises individual investors, including high-net-worth clients, as well as pension plans and charities, managing approximately $140 million across five advisors. The firm employs a discretionary portfolio management approach based on five risk-targeted model portfolios and integrates financial planning using MoneyGuidePro.