Ricardo Rivera

Timothy Reik is a CFP® professional with 28 years of experience in the financial services industry. He has operated Reik Wealth Management since 2005. Reik Wealth Management serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm offers financial planning discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and investment recommendations.

Robert Lee is a financial advisor at Retirement Money Management with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Cetera Wealth Services, LLC and Girard Securities, Inc. Lee is also involved in insurance sales through his ownership of Lee Financial of Sarasota, Inc. Retirement Money Management provides lifestyle counseling, goal-based financial planning, and nondiscretionary portfolio management for individual and institutional clients. The firm combines a global macroeconomic asset-allocation framework with fundamental and technical analysis, managing most assets nondiscretionarily and offering additional services such as consulting and insurance-related advice.

Daniel Lowry is the principal of Lowry Financial Services, an independent firm based in Tierra Verde, Florida. He holds the ChFC® designation and a Series 63 license and has 42 years of experience in the financial industry. Prior to founding his current firm in 2023, he was with Commonwealth Financial Network for 19 years and has been operating under his own DBA since 1983. Outside of advisory services, he is also a licensed insurance agent involved in the sale of life and health insurance as well as annuities. Lowry Financial Services is a sole-proprietorship providing portfolio management and pension consulting to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a disciplined, long-term investment approach and offers pension plan consulting and insurance-related advice through its principal’s separate insurance licensing.

William Carambelas is a financial advisor at Alpha Omega Financial in Bradenton, FL, holding the CFP®, ChFC®, and Series 66 designations with 16 years of industry experience. He has worked with various Alpha Omega Financial entities since 2011. Alpha Omega Financial provides financial planning and portfolio management services to individuals, trusts, estates, charitable organizations, and corporations. The firm utilizes a combination of fundamental, technical, and charting analysis to construct diversified portfolios across multiple asset classes, emphasizing risk management tailored to client risk tolerance.

Paul Koepfer is a CFP® professional with over 53 years of experience in the financial advisory industry. He is the sole advisor at Summit Financial Advisors, an independent firm he has been associated with since 1996. Koepfer previously worked at Cadaret, Grant & Co., Inc. and currently holds a Series 63 license. Summit Financial Advisors provides financial planning, investment consulting, and qualified retirement plan consulting to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a tactical asset allocation strategy based on Modern Portfolio Theory and tools such as Frontier Analytic and Morningstar, delivering non‑discretionary advice through consultations and periodic reports.

Ricardo Donalexis is a financial advisor with Insight Family Financial in Sarasota, FL, holding Series 63 and Series 65 licenses and ten years of industry experience. He has previously worked with PlanMember Securities Corporation and AXA Advisors, LLC. Outside of finance, he has worked as a bartender at 7eventh Sun Brewing in Dunedin, Florida. Insight Family Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, and employers with retirement plans under ERISA arrangements. The firm follows a goals-based investment approach using asset allocation, low-cost ETFs, and tax-aware strategies, offering both discretionary and non-discretionary management alongside financial wellness programs for employers.