Richard Lalor

Aaron Wade is a Series 65-licensed financial advisor with 14 years of industry experience. He is the principal of Osprey Money Management, LLC and also owns A.M. Wade, LLC, an entity established for tax purposes. Osprey Money Management provides written financial planning and assists clients in selecting third-party investment advisers. The firm serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities, focusing on long-term investment approaches tailored to clients’ risk tolerance and time horizon without directly managing client assets.

Magid Baina is a financial advisor at Haron Capital Management, LLC with four years of industry experience. He holds a Series 65 designation and has been with Haron Capital since 2021. In addition to his advisory role, he operates as a nutritional consultant through his self-employed business. Haron Capital Management provides discretionary portfolio management and investment advice primarily to high-net-worth, accredited individuals. The firm employs a value-oriented, dividend-growth strategy combined with a range of analytical techniques and offers performance-based compensation arrangements, managing approximately $52 million for a select client base.

Joshua Haron is a financial advisor with Haron Capital Management, LLC in Cape Canaveral, FL, holding Series 63 and Series 66 licenses and 21 years of industry experience. Prior to founding Haron Capital Management in 2018, he worked at Bank of America and Merrill Lynch from 2012 to 2018. Haron Capital Management provides discretionary portfolio management and investment advice primarily to high-net-worth, accredited individuals. The firm employs a value-oriented, dividend-growth investment approach and uses a range of instruments, including leveraged ETFs, crypto assets, and NFTs, while offering performance-based compensation arrangements uncommon among its peers.

Matthew Miller is a financial advisor with Impact Partnership Wealth, LLC, holding Series 65 and Series 66 credentials and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Edward Jones. Outside of his advisory work, he is involved in insurance sales and education through Honor Insurance Group, where he assists clients and conducts insurance seminars. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm offers discretionary model portfolio solutions and direct asset management supported by a combination of third-party strategists and adviser-managed models.

Tracey Higginbotham is a financial advisor with Latitude Advisors, LLC, holding a Series 63 designation and 30 years of industry experience. She has been with Latitude Advisors and GWN Securities Inc. since 2009 and also leads Higginbotham Companies, Inc., a tax and accounting practice. Outside of her advisory role, she serves as president of Higginbotham Financial Services, Inc., which provides investment and insurance services, and is involved in multiple family business ventures including accounting, insurance, and notary services. Latitude Advisors serves individual and business clients with financial planning, discretionary portfolio management, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis, managing most client accounts on a discretionary basis and integrating third-party model recommendations under its oversight.

Robert Meissner III is a financial advisor at Kestra Advisory with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked with Geneos Wealth Management, Inc. and Cornerstone Capital Wealth Management, Inc. Meissner is a managing partner at Cornerstone Capital Wealth Management, where he is involved in client meetings and staff management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions.