Ronald Todd Sperry

I'm Chad Butler, founder of Harvest Lane Investment Partners LLC, a fee-only fiduciary firm in Sandy, Utah. My clients pay me directly. Nobody else does. I spent my career on the institutional side of the business, at Fidelity, John Hancock, Voya and Transamerica, then served as Chief Market Strategist and Investment Officer at Global Retirement Partners. I started Harvest Lane to bring that discipline to individual families. I work with attorneys and law-firm partners, airline pilots, families planning across generations, and people handling an inheritance, a settlement or the sale of a business. I also give second opinions on portfolios people already own. We can meet in Sandy or by video.

Alan Faerber is a CFP® professional with 17 years of experience in the financial services industry. He currently serves as a Senior Financial Planner at TomiPlan and previously worked at Charles Schwab, TD Ameritrade Investment Management, and Scottrade. TomiPlan is a financial planning firm that guides consumers through the planning process without offering securities or financial products.

Roy Jones is a CFP® professional and MBA with a Graduate Certificate in Financial Planning. With 26 years of financial services experience, he serves as CEO of Everspire and its affiliated firms, MHL Investments, E6 Portfolios, and TomiPlan. Everspire is an SEC-registered investment adviser with more than $289 million in discretionary assets under management. The firm serves individuals, families, businesses, charitable organizations, and retirement plans through a dedicated-advisor model centered on goals- and cash-flow-based financial planning. Everspire’s investment philosophy integrates low-cost, globally diversified core portfolios, daily tax-loss harvesting capabilities, and tax-aware alternative strategies designed to support each client’s broader financial plan.

Riley Hale is a CFP® and Series 65-licensed financial advisor with five years of industry experience. He is the sole advisor at Tech Wealth, LLC, where he has worked since 2019. Prior to founding Tech Wealth, he held roles at Amicus Financial Advisors, Zions Wealth Management, and Canopy Tax. Outside of advising, he has experience in tax assistance services and has worked with BYU Soccer Camp and Utah Valley University. Tech Wealth, LLC primarily serves individuals and families, including employees of technology companies, high-net-worth individuals, and small businesses. The firm provides financial planning and wealth management with a focus on equity compensation, tax and retirement planning, and estate support, employing a Modern Portfolio Theory approach using low-cost, globally diversified index ETFs and mutual funds.

Joseph Toronto is a financial advisor at Affiliated Investment Advisors, Inc. in Draper, UT, with 30 years of industry experience. He has been with the firm since 1993. Outside of his advisory role, he serves as the general manager of the American Towers Owners Association, a nonprofit high-rise condominium complex in Salt Lake City. Affiliated Investment Advisors, Inc. provides fee-only, discretionary portfolio management primarily for trusts and estates, as well as individual and corporate accounts. The firm employs a top-down investment approach centered on macroeconomic and interest-rate analysis to guide asset allocation among liquid, investment-grade securities, operating at a boutique scale with a focus on institutional-style and fiduciary portfolios.

Trevor Phibbs is the principal advisor at Phibbs Financial, an independent registered investment adviser based in Draper, Utah. He holds Series 63 and Series 65 licenses and has eight years of industry experience spanning multiple firms, including AE Wealth Management and Hornor Townsend & Kent. In addition to his advisory work, he is involved in the insurance business through Phibbs Insurance Services. Phibbs Financial serves primarily individual and high-net-worth clients, managing approximately $27 million across about 83 client accounts. The firm offers discretionary asset management, estate-planning support, and portfolio implementation using model portfolios from the Altruist Model Marketplace, employing various analytical methods and conducting thorough due diligence on third-party managers.