Ross Tanner Joyce

Zachary Smith is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Northside Group Wealth Management, LLC since 2017. Prior to this, he operated under Zachary Stan Smith dba Northside Wealth Management from 2010 to 2017. He is also involved in mortgage origination and insurance sales. Northside Group Wealth Management provides investment advisory and financial planning services to individuals and small businesses, including management of retirement-plan assets. The firm generally manages portfolios on a non-discretionary basis with documented risk tolerance and client approval for transactions, while also offering insurance and pension plan services.

Pamela Brandt is a CFP® professional with 42 years of industry experience. She is currently with Sustainable Advisors Alliance LLC, where she has worked since 2021. Her prior experience includes 13 years at Portfolio Resources Advisor Group and Portfolio Resources Group, Inc., as well as 19 years at the College for Financial Planning. Sustainable Advisors Alliance provides investment management and financial planning services to individuals, retirement plans, corporations, non-profits, and pension/profit-sharing plans. The firm focuses on sustainable, responsible, and impact investing using ESG criteria, employing both passive and active strategies tailored to clients’ goals and preferences.

Jesse Hudson is a financial advisor with Credit Union Investment Services, holding Series 63, Series 65, and Series 66 licenses and 16 years of industry experience. He has worked with Credit Union Investment Services and affiliated entities including SECU Life Insurance Company, SECU Brokerage Services, Members Trust Company, and State Employees' Credit Union since 2016. Hudson also serves as a Financial Advisory Services Specialist and life insurance agent within the State Employees' Credit Union system. Credit Union Investment Services serves individual investors who reside in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement and financial planning. The firm emphasizes a goals-based, long-term investment approach focused on low-cost index mutual funds and ETFs within a credit union ecosystem.

Amber Creed is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked with Members Trust Company since 2019 and has been involved with SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union since 2018 or earlier. Creed also serves as a Financial Services Officer at State Employees’ Credit Union, focusing primarily on providing financial services to eligible members. Credit Union Investment Services serves individual investors who are residents of North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement planning. The firm emphasizes a long-term investment horizon, primarily recommending no-load, low-cost index mutual funds and ETFs, and operates within a credit union ecosystem as a subsidiary of State Employees’ Credit Union.

Juliana Lowe is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has worked at Credit Union Investment Services since 2011 and concurrently holds roles with State Employees' Credit Union, Members Trust Company, and Secu Life Insurance Company. She serves as a Financial Advisory Services District Manager at State Employees' Credit Union. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach.

Matthew Voreh is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Truist Advisory Services and related entities since 2018, including Bb&T Investments prior to its merger. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.