Sanay Patel

Aaron Locker is the sole advisor at Ellis Financial Solutions LLC in Longmont, Colorado. He holds Series 65 and Series 66 licenses and has three years of industry experience. Prior to founding Ellis Financial Solutions in 2025, he worked at Summit Financial Planning and Edward Jones. Outside of his advisory role, he manages Ellis Bottom Line Bookkeeping, a tax management and preparation business. Ellis Financial Solutions provides investment management and retirement plan services primarily to employer plan sponsors, pooled vehicles, and other institutional clients. The firm’s investment approach combines passive and active strategies focused on asset allocation and long-term portfolio construction, with additional services including investment policy statement drafting, investment and fee reviews, vendor searches, participant education, and discretionary ERISA 3(38) investment management.

Bruce Fleet is the sole advisor at Fleet Capital Management, LLC, an independent firm based in Boulder, CO. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. Fleet has led his firm since 2006. Fleet Capital Management, LLC is a fee-only investment adviser serving individuals, high-net-worth families, trusts, foundations, and charitable institutions. The firm focuses on discretionary portfolio management with an emphasis on downside protection and risk management, utilizing quantitative techniques grounded in Modern Portfolio Theory.

James Kirk is a ChFC® credentialed financial advisor with nine years of industry experience. He is the sole advisor at Rocky Mountain Financial Solutions Inc. in Erie, CO, where he has worked since 2018, following prior roles at IFC and Marketforce Information. Kirk is also a licensed insurance agent involved in selling insurance products. Rocky Mountain Financial Solutions Inc. provides discretionary and non-discretionary asset management and financial consultation to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, business entities, and qualified retirement plans. The firm emphasizes long-term investment strategies using individual stocks and ETFs, supplemented by tactical solutions and covered-call option strategies, and offers ERISA 3(38) fiduciary plan management alongside limited insurance product sales.

Adam Barnai is the sole advisor at Barnai Asset Management in Boulder, CO, holding a Series 65 credential with 10 years of industry experience. He has managed Barnai Asset Management since 2014 and concurrently owns and operates a small construction company as a general contractor and builder. Barnai Asset Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on equity and ETF-based strategies. The firm uses a top-down approach grounded in Modern Portfolio Theory with an emphasis on long-term market cycles, employing ETF-centric portfolios that include ESG options and, for suitable clients, tactical use of triple-leveraged ETFs with active monitoring and rebalancing.

Meera Meyer is a CFP® and holds a Series 65 license, with seven years of industry experience. She currently operates at Life.Money.Balance., an independent firm she has been with since 2017, following earlier roles at Dunston Financial Group and BSW Wealth Partners. Life.Money.Balance. provides holistic financial planning and coaching to individuals, families, and high-net-worth clients, including trusts and charitable accounts. The firm emphasizes long-term, asset-allocation strategies using ETFs and mutual funds, integrates behavioral and somatic decision-making tools into client meetings, and offers educational resources such as newsletters, group courses, and a membership platform.

Fernando Guardia Virreira is a financial advisor at Guardian Brothers Capital LLC in Boulder, CO, holding Series 65 and Series 66 licenses with one year of industry experience. His prior work includes roles at Finequities and Send Mammogram, as well as academic involvement at the University of Colorado Boulder. Guardian Brothers Capital LLC provides portfolio management and financial planning services, developing Investment Policy Statements and tailoring portfolios to clients’ goals and risk tolerances. The firm employs a range of analytical methods and offers both standard management and performance-based fee structures, including the use of higher-risk strategies in certain accounts.