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Scott Wayne Coulter

Advisor at OSAIC Institutions, INC. — Concord, NH Pillsbury Street

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

32 years

Location

Concord, NH 03301

OSAIC Institutions, INC. logo

OSAIC Institutions, INC.

Enterprise

Total advisors

543

Across 354 offices

Clients per advisor

29 Very Low

Avg AUM per client

$308,738 Low

HNW client ratio

0% Very Low

About

Scott Coulter is a CFP® professional with 32 years of industry experience, currently affiliated with OSAIC Institutions, Inc. He has held roles at several firms including Citizens Securities, Inc., Santander Securities LLC, LPL Financial, IFMG Securities, Inc., and Invest Financial Corporation. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory and financial planning services, with a hybrid adviser/broker-dealer structure and access to alternative investments and lending solutions.

Client services

Based on OSAIC Institutions, INC.

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Solicitation services for other advisers

Expertise

Based on OSAIC Institutions, INC.

Annuities Tax-loss harvesting

Occupation focus

Based on OSAIC Institutions, INC.

Founder/Business Owner Executive

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services up to $25,000 or more for high net worth individuals.

Percentage

$0+: Up to 2.50%, negotiable (maximum advisory fee) for customized advisory services $0+: Up to 1.25% for ERISA plan services, negotiable $10,000+: Minimum for AMP wrap fee program $5,500+: Minimum for UMA wrap fee program

Commissions

Commissions earned by IARs when selling securities or insurance products as broker-dealer representatives; may receive trail fees and other compensation.

Project-based

Hourly fees generally range from $50 to $750 per hour for financial planning and consulting services.

Other

Minimum fee: Fixed or flat fees for financial planning and consulting services generally range up to $25,000, can exceed for high net worth individuals; hourly fees generally range from $50 - $750 per hour, not exceeding $25,000 annually. Fee-only: Financial planning and consulting services offered for fixed fees or hourly charges; no commissions charged for these advisory services.

Location

See office

Concord, NH Pillsbury Street

1 Pillsbury Street, Suite 303

Concord NH 03301

Advisors at this office

6

Most active in

New Hampshire

Work history

32 years of industry experience

OSAIC Institutions, Inc

2024 - Present • 2 years

Meriden, CT

Ledyard National Bank

2024 - Present • 2 years

Concord, NH

Citizens Securities, Inc.

2017 - 2024 • 7 years

Westwood, MA

Citizens Securities, Inc.

2014 - 2017 • 3 years

Burlington, MA

Santander Securities LLC

2012 - 2014 • 2 years

LPL Financial

2008 - 2012 • 4 years

Ifmg Securities, Inc.

2004 - 2008 • 4 years

Invest Financial Corporation

1998 - 2004 • 6 years

Clarendon Hills, IL

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Eric S

Series 65, Series 63

Concord, NH

On Track Financial LLC

Eric Sanborn is the owner and sole advisor of On Track Financial LLC, an independent registered investment adviser based in Concord, NH. He holds Series 65 and Series 63 licenses and has 34 years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments, Essential Planning, and LORD & SANBORN Inc. Outside of financial advising, he is a licensed agent involved in fixed insurance sales and a member of a real estate holding company. On Track Financial serves individual and high-net-worth clients, providing financial planning, estate planning, insurance consulting, and investment advisory services. The firm manages approximately $78 million across around 145 client relationships and employs diversified portfolio strategies using mutual funds, ETFs, and individual securities tailored to clients’ risk tolerance and tax considerations.

General estate planning guidance Wealth management
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John C

CFP®, Series 63, Series 65

Concord, NH

Colligan Advisory, LLC

John Colligan is a CFP® with 16 years of industry experience and the principal advisor at Colligan Advisory, LLC, an independent firm he founded in 2009. He holds Series 63 and Series 65 licenses and operates from Concord, NH. Colligan Advisory provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm manages approximately $70 million in assets, focusing on strategic and tactical asset allocation using both fundamental and technical analysis across various asset classes, with a long-term approach that allows for shorter-term adjustments.

Wealth management College savings (529s, UTMA, etc.)
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Elizabeth E

Series 63, Series 65

Weare, NH

Cayena Capital Management, LLC

Elizabeth Evans is a financial advisor at Cayena Capital Management, LLC with 16 years of industry experience. She has previously worked at Curbstone Financial Management Corporation and Fidelity Brokerage Services LLC. In addition to her advisory role, Evans consults for the Morgan Franklin Fellowship Foundation, developing financial literacy curriculum, and serves as a business advisor and underwriter at the Regional Economic Development Center. Cayena Capital Management serves individuals and families by providing comprehensive and modular financial planning, limited consulting, and non-discretionary investment consulting. The firm focuses on fundamental analysis, historical data review, risk profiling, and asset allocation principles, operating on an hourly or engagement basis without managing client accounts or placing trades.

Cash flow / budgeting General retirement planning College savings (529s, UTMA, etc.) Debt management
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Natalya P

CFP®, Series 66

Concord, NH

Dragonfly Wealth Advisory

Natalya Pearl is a CFP® and holds a Series 66 license with 10 years of industry experience. She is the sole advisor at Dragonfly Wealth Advisory, an independent firm she joined in 2026 after working six years at Bangor Savings Bank and ten years at Infinex Investments. Dragonfly Wealth Advisory serves individual and high-net-worth clients by providing ongoing portfolio management and comprehensive financial planning. The firm uses cyclical and fundamental analysis, modern portfolio theory, and quantitative methods to guide long-term trading, focusing on mutual funds, equities, fixed income, ETFs, and select international securities.

General retirement planning Income planning College savings (529s, UTMA, etc.) General tax planning Wealth management
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Alexander M

Series 65

Barnstead, NH

BQ Asset Management

Alexander Miller is the sole advisor and principal at BQ Asset Management, holding a Series 65 credential with one year of industry experience. His prior work includes roles at LPT and Associates and various positions outside the financial sector. BQ Asset Management offers discretionary portfolio management and investment advisory services to individuals, high-net-worth clients, and trusts. The firm employs a multi-method investment approach incorporating charting, fundamental, technical, cyclical, and economic analysis to tailor strategies aligned with client goals and risk tolerance.

Active portfolio management
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Michael S

CFP®, Series 66

Goffstown, NH

Solari Financial Planning, LLC

Michael Solari is a Certified Financial Planner™ and holds a Series 66 license with 15 years of industry experience. He has been the sole advisor at Solari Financial Planning, LLC in Goffstown, NH since 2013. Solari Financial Planning, LLC provides fee-only financial planning and investment advisory services to individuals, families, trusts, estates, and small plans. The firm emphasizes asset allocation, low-cost diversified investments, tax efficiency, and non-discretionary, client-approved portfolio management.

Cash flow / budgeting Debt management
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